deferred annuities Archives

How Annuities Can Enhance Retirement

A torn piece of paper revealing part of a Benjamin Franklin portrait from a US hundred-dollar bill. Text reads "How Annuities Can Enhance Retirement," with "News from the Pension Research Council" in the corner.

In a research paper (Jan. 2023), co-authors Vanya Horneff and Raimond Maurer from Goethe University at Frankfurt, and Olivia S. Mitchell from Wharton underscore the value of integrating deferred income annuities into retirement plans. Their study suggests that waiting until age 70 for Social Security benefits, alongside the SECURE 2.0 Act’s emphasis on annuities, can significantly enhance retirement welfare. This highlights a valuable strategy for retirees to optimize their benefits and improve financial security. …Read More

401(k) plans leading the way toward retirement security, but room for growth, experts say

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Unlocking retirement potential: 401(k) plans have improved retirement prospects yet many still expose retirement savers to longevity risk. Wharton Professor Olivia S. Mitchell recommends bolstering #DC plans with deferred annuities. Via PIOnline.…Read More

Defined Contribution Pensions Left Behind

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Many defined benefit pensions and investment companies are seeking sustainable investment options, while defined contribution plans lag behind, says Catherine Reilly.…Read More

Will the SECURE Act Open the Dam for Longevity Annuities?

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Though favored by academics and policymakers, annuities are less popular than other retirement plan options. Yet the recent SECURE Act may change that, according to Matt Carey.…Read More

The Best of 2019 at the PRC

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2019 was a busy year in the realm of retirement. Here are some of our most popular posts, papers, videos and news items for the year.…Read More

The SECURE Act Will Boost Retirement Security

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The new SECURE Act includes retirement plan enhancements: Prof. Olivia S. Mitchell talks with David Brancaccio at Marketplace Morning Report how annuities will boost retirement wellbeing.…Read More

SECURE Act, signed by President, a game-changer for retirement plans

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The new SECURE Act will boost retirement security, including raising the required minimum distribution age to 72 and encouraging 401(k) plans to include deferred annuities as payout options, explains Wharton Prof. Olivia S. Mitchell to Erin Arvedlund of the Philadelphia Inquirer.…Read More

401(k) plans leading the way toward retirement security, but room for growth, experts say

Defined Contribution Pensions Left Behind

Will the SECURE Act Open the Dam for Longevity Annuities?

The Best of 2019 at the PRC

The SECURE Act Will Boost Retirement Security

SECURE Act, signed by President, a game-changer for retirement plans

Congress Just Passed the Biggest Retirement Bill in More Than a Decade. Here’s What You Need to Know

The Annuity Puzzle

SECURE Act Update