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saving

What do people regret the most when they retire?

An older couple in an emotional moment, with one person comforting the other by resting their head on the other's shoulder.

Retirees often regret what they did wrong, including retiring too soon, not saving enough, and not buying lifetime income, report Olivia S. Mitchell of Wharton’s Pension Research Council and Abigail Hurwitz from the Hebrew University in their new NBER WP, reported by Kerry Hannon via yahoofinance.com.…Read More

January 6, 2025   |   News and Media financial regret, lifetime income, retirement, retirement savings, saving

Change Tax Treatment of Retirement Plans

A piggy bank painted with the American flag, featuring stars and stripes. It symbolizes financial saving or investment in the United States.

Competing economic proposals could have conflicting effects on private retirement savings for Americans, reducing incentives for some to save while making it more difficult for others to effectively save and invest, notes Professor Olivia S. Mitchell of Wharton’s Pension Research Council, according to Plansponsor.com.…Read More

November 12, 2024   |   News and Media economic proposals, investing, retirement, retirement savings, saving

Saving and Attitudes toward the Future

A pair of hands holds an open notebook with the word "PLAN" written on it, surrounded by a circular arrangement of falling wooden blocks on a wooden surface.

Attitudes toward the future shape household wealth accumulation, as well as kids’ saving and non-financial choices, report researchers John Knowles of Simon Fraser University and Andrew Postlewaite of the University of Pennsylvania, via the RetireSecure Blog.…Read More

July 17, 2023   |   RetireSecure Blog attitudes, future, retirement, saving, wealth accumulation

Americans are saving the least since 2005

A person in business attire appears distressed, holding an open and empty wallet above their head, symbolizing financial difficulty.

Saving rates are at historic lows and may drop further. With inadequate reserves and a looming recession, households face the risk of depleting their saving to cover debts and emergency expenses, warns Wharton Professor Olivia S. Mitchell, via The Miami Times. …Read More

March 16, 2023   |   News and Media debt, recession, saving

Will you receive Social Security checks when you qualify?

A person working late at a desk with a laptop and computer monitor showing a graph. They are holding a coffee cup, with a lamp providing light.

Younger generations will need to work longer, save more, and expect less from the government in retirement, warns Wharton Professor Olivia S. Mitchell, via CBS News.…Read More

March 10, 2023   |   News and Media retirement, saving, social security

Americans are saving the least they have since 2005. Here’s why that matters.

Stacks of coins are arranged in decreasing order on a table, with a person in the background holding their head, suggesting financial stress or concern.

Despite low saving rates, Americans should consider tapping reserves over taking on debt to cover future expenses, says Olivia S. Mitchell of the Wharton School. Via liherald.com.…Read More

February 27, 2023   |   News and Media debt, retirement, saving

You Might Live Longer Than You Think. Your Finances Might Not.

Close-up of a pair of elderly hands clasped together, symbolizing age, wisdom, and experience.

People are uninformed about longevity risk, leading them to undersave and over consume, report Abigail Hurwitz of the Hebrew University of Jerusalem and Olivia S. Mitchell of the Wharton School. Via Wall Street Journal.  (Subscription required). …Read More

February 24, 2023   |   News and Media life expectancy, longevity, retirement, risk management, saving

Why Older Americans Regret Not Saving Early and Enough

An older couple standing on a beach, with one embracing the other. They appear relaxed and are gazing into the distance, suggesting a moment of tranquility and connection.

Lacking longevity awareness, many older Americans haven’t saved enough for retirement. Better understanding of retirement risk management could strengthen their financial resilience, according to Wharton Prof. Olivia S. Mitchell, via Knowledge at Wharton.…Read More

January 31, 2023   |   News and Media longevity, retirement, risk management, saving

Americans’ 4 biggest retirement regrets and how to avoid them

A thoughtful senior individual reading a document in an office setting, standing near windows. A shelf with decor in the background.

Older Americans wish they had prepared for retirement, by saving more, working longer, preparing for healthcare costs, and delaying social security withdrawals, report researchers Abigail Hurwitz of Hebrew University of Jerusalem and Olivia S. Mitchell of the Wharton School via FinancialPlanning. …Read More

December 15, 2022   |   News and Media retirement, saving, social security

Testing Methods to Enhance Longevity Awareness

Miniature figures are standing on a bar chart, representing data visualization or demographic analysis.

Not understanding life expectancy and longevity risk lead many to undersave for retirement or forgo longevity insurance, report researchers Olivia S. Mitchell of Wharton and Abigail Hurwitz and Orly Sade of the Hebrew University of Jerusalem, via Alliance for Lifetime Income.…Read More

November 2, 2022   |   News and Media financial behaviors, life expectancy, longevity risk, retirement, saving

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