Anna Rappaport on the RetireSecure Blog discusses whether to take your defined contribution benefit as a lump sum or annuity: consider both near and longer-term needs.…Read More
Responding to Bad News About a Critical Retirement Decision
annuities
IPRA Pensions and Retirement Webinars
The International Pension Research Association (IPRA) offers monthly webinars on pensions and retirement. The first on “Procrastination, Retirement Savings, and Annuities,” by Dean Jeffrey Brown of the Gies College of Business, University of Illinois at Urbana-Champaign, is here. For information about upcoming IPRA webinars, visit https://iprassn.org/…Read More
5 Facts About a Big New Retirement Principal Protection Paper
Money-back guarantees on retirement accounts may reduce risk of losing money but at much higher cost, report Vanya Horneff, Daniel Liebler, Raimond Maurer, and Olivia S. Mitchell in their study cited by ThinkAdvisor.…Read More
Defined Contribution Pensions Left Behind
Many defined benefit pensions and investment companies are seeking sustainable investment options, while defined contribution plans lag behind, says Catherine Reilly.…Read More
Will the SECURE Act Open the Dam for Longevity Annuities?
Though favored by academics and policymakers, annuities are less popular than other retirement plan options. Yet the recent SECURE Act may change that, according to Matt Carey.…Read More
The Annuity Puzzle
Few buy annuities, yet using just 10% of your retirement savings to buy deferred lifetime income benefits can be a great benefit, explains Olivia S. Mitchell to Elaine Silvestrini at Annuity.org.…Read More
DOL Rule Aside, Annuity Market Will Have To Change to Achieve Relevance
With an aging population and a declining portion of Americans who are covered by a pension, the annuity market should be stepping in to fill the gap. But the reality is much different. Luckily, technology is making annuities easier for insurers to sell and a better value for consumers.…Read More