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Pension Research Council Working Papers
Retirement Preparedness and Financial Literacy in Singapore: How Do the Self-Employed Compare? Benedict Koh and Olivia S. Mitchell WP2019-1 Ambiguity Attitudes about Investments: Evidence from the Field Kanin Anantanasuwong, Roy Kouwenberg, Olivia S. Mitchell, and Kim Peijnenburg WP2019-2 Trust and Retirement Preparedness: Evidence from Singapore Benedict Koh, Olivia S. Mitchell, and Joelle H. Fong WP2019-3 Factors Affecting Temporal Discounting in Older Adults Joseph W. Kable, Karolina Lempert, and David Wolk WP2019-4 Behavioral Impediments to Valuing Annuities: Complexity and Choice Bracketing Jeffrey R. Brown, Arie Kapteyn, Erzo F. P. Luttmer, Olivia S. Mitchell, and Anya Samek WP2019-5 The Chinese Pension System Hanming Fang and Jin Feng WP2019-6 Five Facts About Beliefs and Portfolios Stefano Giglio, Matteo Maggiori, Johannes Stroebel, and Stephen Utkus WP2019-7 Debt Close to Retirement and Its Implications for Retirement Well-being Annamaria Lusardi, Olivia S. Mitchell, and Noemi Oggero WP2019-8 The Graying of American Debt Meta Brown, Donghoon Lee, Joelle Scally, and Wilbert van der Klaauw WP2019-9 The Risk of Financial Hardship in Retirement: A Cohort Analysis Jason Brown, Karen Dynan, and Theodore Figinski WP2019-10 Financial Distress among the Elderly: Bankruptcy Reform and the Financial Crisis Wenli Li and Michelle J. White WP2019-11 Mortgage Foreclosures and Older Americans: A Decade after the Great Recession Lori A. Trawinski WP2019-12 Paying it Back: Real-World Debt Service Trends and Implications for Retirement Planning Anne Lester, Katherine Santiago, Je Oh, Livia Wu, and Ekaterina Chegaeva WP2019-13 Is Rising Household Debt Affecting Retirement Decisions? Barbara A. Butrica and Nadia S. Karamcheva WP2019-14 How Much Should the Poor Save for Retirement? Data and Simulations on Retirement Income Adequacy Among Low-Earning Households Andrew G. Biggs WP2019-15 Financial Well-being of State and Local Government Retirees in North Carolina Robert L. Clark and Siyan Liu WP2019-16 Household Debt and Aging in Japan Charles Yuji Horioka and Yoko Niimi WP2019-17 Understanding the Macro-Financial Effects of Household Debt: A Global Perspective Adrian Alter, Alan Feng, and Nico Valckx WP2019-18 Implications of Money-Back Guarantees for Individual Retirement Accounts: Protection Then and Now Vanya Horneff, Daniel Liebler, Raimond Maurer, and Olivia S. Mitchell WP2019-19 How Would 401(k) ‘Rothification’ Alter Saving, Retirement Security, and Inequality? Vanya Horneff, Raimond Maurer, and Olivia S. Mitchell WP2019-20
Cognitive Ability, Financial Literacy, and the Demand for Financial Advice at Older Ages: Findings from the Health and Retirement Study Hugh H. Kim, Raimond Maurer, and Olivia S. Mitchell WP2018-1 Financial Knowledge and Portfolio Complexity in Singapore Benedict Koh, Olivia S. Mitchell, and Susann Rohwedder WP2018-2 Financial Fraud among Older Americans: Evidence and Implications Marguerite DeLiema, Martha Deevy, Annamaria Lusardi, and Olivia S. Mitchell WP2018-3 Assessing the Impact of Financial Education Programs: A Quantitative Model Annamaria Lusardi, Pierre-Carl Michaud, and Olivia S. Mitchell WP2018-4 Personality Traits, Intra-household Allocation and the Gender Wage Gap Christopher J. Flinn, Petra E. Todd, and Weilong Zhang WP2018-5 Exploring the Risks and Consequences of Elder Fraud Victimization: Evidence from the Health and Retirement Study Marguerite DeLiema, Martha Deevy, Annamaria Lusardi, and Olivia S. Mitchell WP2018-6 How Will Persistent Low Expected Returns Shape Household Economic Behavior? Vanya Horneff, Raimond Maurer, and Olivia S. Mitchell WP2018-7 Learning and Confirmation Bias: Measuring the Impact of First Impressions and Ambiguous Signals Julie Agnew, Hazel Bateman, Christine Eckert, Fedor Iskhakov, Jordan Louviere, and Susan Thorp WP2018-8 Household Portfolio Underdiversification and Probability Weighting: Evidence from the Field Stephen G. Dimmock, Roy Kouwenberg, Olivia S. Mitchell, and Kim Peijnenburg WP2018-9 How Financial Literacy and Impatience Shape Retirement Wealth and Investment Behaviors Justine Hastings and Olivia S. Mitchell WP2018-10 Understanding Debt at Older Ages and Its Implications for Retirement Well-being Annamaria Lusardi, Olivia S. Mitchell, and Noemi Oggero WP2018-11 The Emergence of the Robo-advisor Jill E. Fisch, Marion Labouré, and John A. Turner WP2018-12 Transformation of Investment Advice: Digital Investment Advisors as Fiduciaries Jennifer L. Klass and Eric L. Perelman WP2018-13 FinTech Disruption: Opportunities to Encourage Financial Responsibility Julianne Callaway WP2018-14 Ethics, Insurance Pricing, Genetics, and Big Data Robert Klitzman WP2018-15 Benefit Plan Cybersecurity Considerations: A Recordkeeper and Plan Perspective Timothy Rouse, David Levine, Allison Itami, and Benjamin Taylor WP2018-16 Designing for Older Adults: Barriers to a Supportive, Safe, and Healthy Retirement Cosmin Munteanu, Benett Axtell, Hiba Rafih, Amna Liaqat, Yomna Aly WP2018-17 The Big Spenddown: Digital Investment Advice and Decumulation Steven Polansky, Peter Chandler, and Gary R. Mottola WP2018-18 Behavioral Finance, Decumulation, and the Regulatory Strategy for Robo-Advice Tom Baker and Benedict Dellaert WP2018-19 Matching FinTech Advice to Participant Needs: Lessons and Challenges Stephen L. Deschenes and P. Brett Hammond WP2018-20 The FinTech Opportunity Thomas Philippon WP2018-21
Does Financial Literacy Increase Students’ Perceived Value of Schooling? Luca Maria Pesando WP2017-1 Optimal Social Security Claiming Behavior under Lum Sum Incentives: Theory and Evidence Raimond Maurer, Olivia S. Mitchell, Ralph Rogalla, and Tatjana Schimetschek WP2017-2 Putting the Pension Back in 401(k) Plans: Optimal versus Default Longevity Income Annuities Vanya Horneff, Raimond Maurer, and Olivia S. Mitchell WP2017-3 Politics, Independence, and Long-term Low Interest Rates at the Federal Reserve Peter Conti-Brown WP2017-4 Low Returns and Optimal Retirement Savings David Blanchett, Michael Finke, and Wade Pfau WP2017-5 Getting More from Less in Defined Benefit Plans: Three Levers for a Low-Return World Daniel B. Berkowitz, Andrew S. Clarke, Kevin J. DiCiurcio, Kimberly A. Stockton, and Daniel W. Wallick WP2017-6 Investing for Retirement in a Low Returns Environment: Making the Right Decisions to Make the Money Last Catherine Reilly and Alistair Byrne WP2017-7 Challenges and Opportunities of Living and Working Longer Joseph F. Quinn and Kevin E. Cahill WP2017-8 How Persistent Low Expected Returns Alter Optimal Life Cycle Saving, Investment, and Retirement Behavior Vanya Horneff, Raimond Maurer, and Olivia S. Mitchell WP2017-9 Retirement Saving and Decumulation in a Persistent Low-Return Environment Jason J. Fichtner and Jason S. Seligman WP2017-10 Helping Employers Become Age-Ready Yvonne Sonsino WP2017-11 Sponsored Retirement Savings Plans: New Approaches to Boost Retirement Plan Coverage William G. Gale and David C. John WP2017-12 Global Developments in Employee Benefits Jonathan Gardner, Natalia Garabato, and Steve Nyce WP2017-13 Intelligent Risk Taking: How to Secure Retirement in a Low Expected Return World Antti Ilmanen and Matthew Russo WP2017-14 Debt and Financial Vulnerability on the Verge of Retirement Annamaria Lusardi, Olivia S. Mitchell, and Noemi Oggero WP2017-15 Evaluating Lump Sum Incentives for Delayed Social Security Claiming Olivia S. Mitchell and Raimond Maurer WP2017-16 Financial Knowledge and Portfolio Complexity in Singapore Benedict Koh, Olivia S. Mitchell and Susann Rohwedder WP2017-17
When and How to Delegate? A Life Cycle Analysis of Financial Advice Hugh Hoikwang Kim, Raimond Maurer, and Olivia S. Mitchell WP2016-1 Employee Financial Literacy and Retirement Plan Behavior: A Case Study Robert Clark, Annamaria Lusardi, and Olivia S. Mitchell WP2016-2 Workplace-Linked Pensions for an Aging Demographic Olivia S. Mitchell and John Piggott WP2016-3 Aging and Financial Victimization: How Should the Financial Service Industry Respond? Marguerite DeLiema and Martha Deevy WP2016-4 Time Discounting and Economic Decision-making among the Elderly David Huffman, Raimond Maurer, and Olivia S. Mitchell WP2016-5 Attention Variation and Welfare: Theory and Evidence from a Tax Salience Experiment WP2016-06 Older Women’s Labor Market Attachment, Retirement Planning, and Household Debt Annamaria Lusardi and Olivia S. Mitchell WP2016-07 Sex Mortality Differentials in the United States: The Role of Cohort Smoking Patterns Samuel H. Preston and Haidong Wang WP20016-08 Regret, Portfolio Choice, and Guarantees in Defined Contribution Schemes Alexander Muermann, Olivia S. Mitchell, and Jacqueline M. Volkman WP2016-09 Older Peoples’ Willingness to Delay Social Security Claiming Raimond Maurer and Olivia S. Mitchell WP2016-10 Aging and Decision-Making Competence Wandi Bruine de Bruin WP2016-11 Challenges for Financial Decision Making at Older Ages Keith Jacks Gamble WP2016-12 Retirement and Cognitive Function Raquel Fonseca, Arie Kapteyn, and Gema Zamarro WP2016-13 Seven Life Priorities in Retirement Surya Kolluri and Cynthia Hutchins WP2016-14 Custom Financial Advice versus Simple Investment Portfolios: A Life Cycle Comparison Hugh Hoikwang Kim, Raimond Maurer, and Olivia S. Mitchell WP2016-15 Approaching Retirement: The Categories, Timing, and Correlates of Advice-Seeking Gordon L. Clark, Maurizio Fiaschetti, and Peter Tufano WP2016-16 Annuity Options in Public Pension Plans Robert L. Clark and Janet Raye Cowell WP2016-17 Aging and Exploitation: How Should the Financial Service Industry Respond? Marguerite DeLiema and Martha Deevy WP2016-18 Understanding and Combating Investment Fraud Christine N. Kieffer and Gary R. Mottola WP2016-19
Financial Literacy and Economic Outcomes: Evidence and Policy Implications Olivia S. Mitchell and Annamaria Lusardi WP2015-01 Using a Life Cycle Model to Evaluate Financial Literacy Program Effectiveness Annamaria Lusardi, Pierre-Carl Michaud, and Olivia S. Mitchell WP2015-02 Narrow Framing and Long-Term Care Insurance Daniel Gottlieb and Olivia S. Mitchell WP2015-03 Cognitive Constraints on Valuing Annuities Jeffrey R. Brown, Arie Kapteyn, Erzo F. P. Luttmer, Olivia S. Mitchell WP2015-04 Lessons for Public Pensions from Utah’s Move to Pension Choice Robert L. Clark, Emma Hanson, and Olivia S. Mitchell WP2015-05 Borrowing from the Future: 401(k) Plan Loans and Loan Defaults Timothy (Jun) Lu, Olivia S. Mitchell, Stephen P. Utkus, and Jean A. Young WP2015-06 Simplifying Choices in Defined Contribution Retirement Plan Design Donald B. Keim and Olivia S. Mitchell WP2015-07 It Pays to Set the Menu: Mutual Fund Investment Options in 401(k) Plans Veronika K. Pool, Clemens Sialm, and Irina Stefanescu WP2015-08 Social Interaction Effects and Individual Portfolio Choice: Evidence from 401(k) Pension Plan Investors Timothy (Jun) Lu and Ning Tang WP2015-09 Financial Knowledge and 401(k) Investment Performance: A Case Study Robert Clark, Annamaria Lusardi, and Olivia S. Mitchell WP2015-10 The Role of Time Preferences and Exponential-Growth Bias in Retirement Savings Gopi Shah Goda, Matthew R. Levy, Colleen Flaherty Manchester, Aaron Sojourner, and Joshua Tasoff WP2015-11 Save More Later? The Effect of the Option to Choose Delayed Savings Rate Increases on Retirement Wealth John Beshears, Hengchen Dai, Katherine L. Milkman, and Shlomo Benartzi WP2015-12 Implications of the New Regulatory Order for Retirement System Risk Management Olivia S. Mitchell, Raimond Maurer, and J. Michael Orszag WP2015-13 The New Insurance Supervisory Landscape: Implications for Insurance and Pensions Peter A. Fisher WP2015-14 Accounting-based Asset Return Smoothing in Participating Life Annuities: Implications for Annuitants, Insurers, and Policymakers Raimond Maurer, Olivia S. Mitchell, Ralph Rogalla, and Ivonne Siegelin WP2015-15 Mark-to-Market Accounting for United States Corporate Pensions: Implementation and Impact Joseph Busillo, Thomas Harvey, and Bryan Hoffman WP2015-16 Risk Disclosure in the European Insurance Industry: Implications for Occupational Pension Funds Karel Van Hulle WP2015-17 Pensions, Risk, and Global Systemically Important Financial Institutions Brian Reid and Dan Waters WP2015-18 Determinants of Saving for Old Age around the World Asli Demirguc-Kunt, Leora Klapper, and Georgios A. Panos WP2015-19 Retirement Replacement Rates: What and How Andrew G. Biggs WP2015-20 Fundamentals of Cost and Risk that Matter to Pension Savers and Life Annuitants Catherine Donnelly, Montserratt Guillen, and Jens Perch Nielsen WP2015-21 Pension Fund Investment in Infrastructure and Global Financial Regulation Javier Alonso, Alfonso Arellano, and David Tuesta WP2015-22
Borrowing from the Future: 401(k) Plan Loans and Loan Defaults Timothy (Jun) Lu, Olivia S. Mitchell, Stephen P. Utkus, and Jean A. Young WP2014-01 Accounting and Actuarial Smoothing of Retirement Payouts in Participating Life Annuities Raimond Maurer, Olivia S. Mitchell, Ralph Rogalla, and Ivonne Siegelin WP2014-02 Financial Knowledge and 401(k) Investment Performance Robert Clark, Annamaria Lusardi, and Olivia S. Mitchell WP2014-03 Changing Frameworks for Retirement Security Olivia S. Mitchell WP2014-04 Are Retirees Falling Short? Reconciling the Conflicting Evidence Alicia H. Munnell, Matthew S. Rutledge, and Anthony Webb WP2014-05 Retirement Plans and Prospects for Retirement Income Adequacy Jack VanDerhei WP2014-06 The Changing Nature of Retirement Julia Coronado WP2014-07 Entitlement Reform and the Future of Pensions C. Eugene Steuerle, Benjamin H. Harris and Pamela J. Perun WP2014-08 Risk-sharing Alternatives for Pension Plan Design: An Overview and Case Studies Anna M. Rappaport and Andrew Peterson WP2014-09 United States Pension Benefit Plan Design Innovation: Labor Unions as Agents of Change David S. Blitzstein WP2014-10 Back to the Future: Hybrid Co-operative Pensions and the TIAA-CREF System Benjamin Goodman and David P. Richardson WP2014-11 Retirement Shares Plan: A New Model of Risk Sharing Donald E. Fuerst WP2014-12 The Portfolio Pension Plan: An Alternative Model for Retirement Security Richard C. Shea, Robert S. Newman, and Jonathan P. Goldberg WP2014-13 Cultivating Pension Plans John M. Vine WP2014-14 The Promise of Defined Ambition Plans: Lessons for the United States Lans Bovenberg, Roel Mehlkopf, and Theo Nijman WP2014-15 Insights From Switzerland’s Pension System Monika Buetler WP2014-16 The Australian Retirement Income System: Comparisons with and Lessons for the United States Rafal Chomik and John Piggott WP2014-17 Singapore’s Social Security Savings System: A Review and Some Lessons for the United States Benedict S. K. Koh WP2014-18 What’s Next for VEBAs? The Impact of Declining Employer-Provided Health Care Coverage and the Affordable Care Act Erin Leighty WP2014-19 Optimal Portfolio Choice in Retirement with Participating Life Annuities Ralph Rogalla WP2014-20 Cognitive Constraints on Valuing Annuities Jeffrey R. Brown, Arie Kapteyn, Erzo F.P. Luttmer, and Olivia S. Mitchell WP2014-21 Will They Take the Money and Work? An Empirical Analysis of People’s Willingness to Delay Claiming Social Security Benefits for a Lump Sum Raimond Maurer, Olivia S. Mitchell, Ralph Rogalla, and Tatjana Schimetschek WP2014-22 Does Financial Education Enhance Financial Preparedness? Evidence from a Field Experiment in Singapore Rashmi Barua, Benedict Koh, and Olivia S. Mitchell WP2014-23
Complexity as a Barrier to Annuitization: Do Consumers Know How to Value Annuities? Jeffrey R. Brown, Arie Kapteyn, Erzo F. P. Luttmer, and Olivia S. Mitchell WP2013-01 The Economic Importance of Financial Literacy: Theory and Evidence Annamaria Lusardi and Olivia S. Mitchell WP2013-02 Dynamic Asset Allocation with Regime Shifts and Long Horizon CVaR-Constraints Huy Thanh Vo and Raimond Maurer WP2013-03 Optimal Life Cycle Portfolio Choice with Variable Annuities Offering Liquidity and Investment Downside Protection Vanya Horneff, Olivia S. Mitchell, Raimond Maurer, and Ralph Rogalla WP2013-04 Retirement in Japan and the United States: Cross-national Comparisons using the Japanese Study of Aging and Retirement (JSTAR) and the U.S. Health and Retirement Study (HRS) Olivia S. Mitchell and John W. R. Phillips WP2013-05 Framing the Social Security Earnings Test Jeffrrey R. Brown, Arie Kapteyn, Olivia S. Mitchell, and Teryn Mattox WP2013-06 Technical Review Panel for the PIMS Model: Final Report Olivia S. Mitchell WP2013-07 Financial Market Assumptions & Models for Pension Plans: A Technical Comment on the PIMS Model Assumptions for Asset Markets Christopher C. Geczy WP2013-08 Economic and Financial Approaches to Valuing Pension Liabilities Robert Novy-Marx WP2013-09 Integrated Risk Management for Defined Benefit Pensions: Models and Metrics Raimond Maurer WP2013-10 Observations on Actuarial Assumptions and Models for Defined Benefit Pension Plans Donald E. Fuerst WP2013-11 Actuarial Perspectives on Defined Benefit Pension Risk – Modeling Emerging Issues Christopher M. Bone WP2013-12 An Actuarial Perspective on Pension Plan Funding Donald J. Segal WP2013-13 Modeling Risk-based Pension Insurance Premiums Martin G. Clarke WP2013-14 Measuring and Explaining Pension System Risk Frank J. Fabozzi WP2013-15 Joint Risk of DB Pension Underfunding and Sponsor Termination: Incorporating Options-Based Projections and Valuations into PIMS Deborah Lucas WP2013-16 Evaluating Pension Insurance Pricing David F. Babbel WP2013-17 Recreating Retirement Sustainability Olivia S. Mitchell and Raimond Maurer Recreating Sustainable Retirement: Resilience, Solvency, and Tail Risk WP2013-18 Modeling and Management of Longevity Risk Andrew J. G. Cairns Recreating Sustainable Retirement: Resilience, Solvency, and Tail Risk WP2013-19 Longevity Risk Management, Corporate Finance, and Sustainable Pensions Guy Coughlan Recreating Sustainable Retirement: Resilience, Solvency, and Tail Risk WP2013-20 Model Risk, Mortality Heterogeneity, and Implications for Solvency and Tail Risk Michael Sherris and Qiming Zhou Recreating Sustainable Retirement: Resilience, Solvency, and Tail Risk WP2013-21 The Securitization of Longevity Risk and its Implications for Retirement Security Richard D. MacMinn, Patrick Brockett, Jennifer Wang, Ruilin Tian, and Yijia Lin Recreating Sustainable Retirement: Resilience, Solvency, and Tail Risk WP2013-22 Managing Capital Market Risk for Retirement Enrico Biffis and Robert Kosowski Recreating Sustainable Retirement: Resilience, Solvency, and Tail Risk WP2013-23 Implications for Long-term Investors of the Shifting Distribution of Capital Market Returns James Moore and Niels Pedersen Recreating Sustainable Retirement: Resilience, Solvency, and Tail Risk WP2013-24 Stress Testing Monte Carlo Assumptions Marlena I. Lee Recreating Sustainable Retirement: Resilience, Solvency, and Tail Risk WP2013-25 Evolving Roles for Pension Regulations: Toward Better Risk Control E. Philip Davis Recreating Sustainable Retirement: Resilience, Solvency, and Tail Risk WP2013-26 Developments in European Pension Regulation: Risks and Challenges Stefan Lundberg, Ruben Laros, and Laura Rebel Recreating Sustainable Retirement: Resilience, Solvency, and Tail Risk WP2013-27 Extreme Risks and the Retirement Anomaly Tim Hodgson Recreating Sustainable Retirement: Resilience, Solvency, and Tail Risk WP2013-28 Risk Budgeting and Longevity Insurance: Strategies for Sustainable Defined Benefit Pension Funds Amy Kessler Recreating Sustainable Retirement: Resilience, Solvency, and Tail Risk WP2013-29 The Funding Debate: Optimizing Pension Risk within a Corporate Risk Budget Geoff Bauer, Gordon Fletcher, Julien Halfon, and Stacy Scapino Recreating Sustainable Retirement: Resilience, Solvency, and Tail Risk WP2013-30 Contagious Runs in Money Market Funds and the Impact of a Government Guarantee Hugh Hoikwang Kim WP2013-31 How Family Status and Social Security Claiming Options Shape Optimal Life Cycle Portfolios Andreas Hubener, Raimond Maurer, and Olivia S. Mitchell WP2013-32 Time is Money: Life Cycle Rational Inertia and Delegation of Investment Management Hugh H. Kim, Raimond Maurer, and Olivia S. Mitchell WP2013-33
Financial Sophistication in the Older Population Annamaria Lusardi, Olivia S. Mitchell, and Vilsa Curto WP2012-01 Target-Date Funds in 401(k) Retirement Plans Olivia S. Mitchell and Stephen P. Utkus WP2012-02 Participating Payout Life Annuities: Lessons from Germany Raimond Maurer, Ralph Rogalla, and Ivonne Siegelin WP2012-03 Valuing Variable Annuities with Guaranteed Minimum Lifetime Withdrawal Benefits Petra Steinorth and Olivia S. Mitchell WP2012-04 The Market for Retirement Financial Advice: An Introduction Olivia S. Mitchell and Kent Smetters The Market for Retirement Financial Advice WP2012-05 The Market for Financial Advisers John A. Turner and Dana M. Muir The Market for Retirement Financial Advice WP2012-06 Explaining Risk to Clients: An Advisory Perspective Paula H. Hogan and Rick Miller The Market for Retirement Financial Advice WP2012-07 How Financial Advisers and Defined Contribution Plan Providers Educate Clients and Participants about Social Security Mathew Greenwald, Andrew Biggs, and Lisa Schneider The Market for Retirement Financial Advice WP2012-08 How Important Is Asset Allocation To Americans’ Financial Retirement Security? Alicia H. Munnell, Natalia Orlova, and Anthony Webb The Market for Retirement Financial Advice WP2012-09 The Evolution of Workplace Advice Christopher L. Jones and Jason S. Scott The Market for Retirement Financial Advice WP2012-10 The Role of Guidance in the Annuity Decision Making Process Kelli Hueler and Anna Rappaport The Market for Retirement Financial Advice WP2012-11 Evaluating the Impact of Financial Planners Cathleen D. Zick and Robert N. Mayer The Market for Retirement Financial Advice WP2012-12 Asking for Help: Survey and Experimental Evidence on Financial Advice and Behavior Change Angela A. Hung and Joanne K. Yoong The Market for Retirement Financial Advice WP2012-13 How to Make the Market for Financial Advice Work Andreas Hackethal and Roman Inderst The Market for Retirement Financial Advice WP2012-14 Financial Advice: Does it Make a Difference? Michael Finke The Market for Retirement Financial Advice WP2012-15 When, Why, and How Do Mutual Fund Investors Use Financial Advisors? Sarah A. Holden The Market for Retirement Financial Advice WP2012-16 Harmonizing the Regulation of Financial Advisers Arthur B. Laby The Market for Retirement Financial Advice WP2012-17 Regulating Financial Planners: Assessing the Current System and Some Alternatives Jason Bromberg and Alicia P. Cackley The Market for Retirement Financial Advice WP2012-18 Functional Disabilities and Nursing Home Admittance Joelle H. Fong, Benedict SK. Koh, and Olivia S. Mitchell WP2012-19 Ambiguity Aversion and Household Portfolio Choice Puzzles: Empirical Evidence Stephen G. Dimmock, Roy Kouwenberg, Olivia S. Mitchell, and Kim Peijnenburg WP2012-20 Exchanging Delayed Social Security Benefits for Lump Sums: Could This Incentivize Longer Work Careers? Jingjing Chai, Raimond Maurer, Olivia S. Mitchell, and Ralph Rogalla WP2012-21 Financial Literacy and Retirement Planning in Australia Julie R. Agnew, Hazel Bateman, and Susan Thorp WP2012-22 Health Expenditure Risk and Annuitization: Evidence from Medigap Coverage Daniel W. Sacks WP2012-23 Functional Disabilities and Nursing Home Admittance Joelle H. Fong, Benedict SK. Koh, and Olivia S. Mitchell WP2012-24 Identifying Idiosyncratic Career Taste and Skill with Income Risk Stephen H. Shore, Daniel Barth, and Shane T. Jensen WP2012-25 Semiparametric Bayesian Modeling of Income Volatility Heterogeneity Shane T. Jensen and Stephen H. Shore WP2012-26
Qualified Retirement Plans: Analysis of Distribution and Rollover Activity Victoria L. Bryant, Sarah Holden, and John Sabelhaus WP2011-01 Americans’ Financial Capability Annamaria Lusardi WP2011-02 First-Round Impacts of the 2008 Chilean Pension System Reform Jere R. Behrman, Maria Cecilia Calderon, Olivia S. Mitchell, Javiera Vasquez, and David Bravo WP2011-03 Costly Portfolio Adjustment and the Delegation of Money Management Hugh Hoikwang Kim WP2011-04 Beyond Age and Sex: Enhancing Annuity Pricing Joelle HY. Fong WP2011-05 Retirement Security and the Financial and Economic Crisis: An Overview Raimond Maurer, Olivia S. Mitchell, and Mark Warshawsky WP2011-06 Changing Retirement Behavior in the Wake of the Financial Crisis Julia L. Coronado and Karen Dynan WP2011-07 Potential Impacts of the Great Recession on Future Retirement Incomes Barbara A. Butrica, Richard W. Johnson, and Karen E. Smith WP2011-08 Effects of the Economic Crisis on the Older Population: How Expectations, Consumption, Bequests, and Retirement Responded to Market Shocks Michael Hurd and Susann Rohwedder WP2011-09 Retirement Behavior and the Global Financial Crisis Jason J. Fichtner, John W.R. Phillips, and Barbara A. Smith WP2011-10 Trading in 401(k) Plans during the Financial Crisis Ning Tang, Olivia S. Mitchell, and Stephen P. Utkus WP2011-11 Lifecycle Impacts of the Financial Crisis on Optimal Consumption-Portfolio Choice, and Labor Supply Jingjing Chai, Raimond Maurer, Olivia S. Mitchell, and Ralph Rogalla WP2011-12 A Stress Test for the Private Employer Defined Contribution System David Wray WP2011-13 Corporate Defined Benefit Pension Plans and the Financial Crisis: Impacts, and Sponsor and Government Reactions Mark J. Warshawsky WP2011-14 Multiemployer Pension Plans Respond to the Financial Crisis Judith F. Mazo and Eli Greenblum WP2011-15 Adopting Hybrid Pension Plans: Effects of Economic Crisis and Regulatory Reform Robert L. Clark, Alan Glickstein, and Tomeka Hill WP2011-16 Collective Pensions and the Global Financial Crisis: The Case of the Netherlands Lans Bovenberg and Theo Nijman WP2011-17 How Have Public Sector Pensions Responded to the Financial Crisis? Andrew G. Biggs WP2011-18 Social Interaction Effects and Individual Portfolio Choice: Evidence from 401(k) Pension Plan Investors Timothy (Jun) Lu WP2011-19 Optimal Financial Literacy and Saving for Retirement Annamaria Lusardi, Pierre-Carl Michaud, and Olivia S. Mitchell WP2011-20 Public Pension Pressures in the United States Olivia S. Mitchell WP2011-21
Collective Investments for Pension Saving: Lessons from Singapore’s Central Provident Fund Scheme Benedict S. Koh, Olivia S. Mitchell and Joelle HY. Fong WP2010-01 Implications of the Financial Crisis for Long Run Retirement Security Olivia S. Mitchell WP2010-02 Rating Retirement Advice: A Critical Assessment of Retirement Planning Software John A. Turner WP2010-03 A Matter Of Trust: Understanding Worldwide Public Pension Conversions Kent A. Smetters and Walter Theseira WP2010-04 Ricardian Equivalence Under Asymmetric Information Kent A. Smetters and Shinici Nishiyama WP2010-05 Optimal Portfolio Choice over the Life Cycle with Social Security Kent A. Smetters and Ying Chen WP2010-06 Why Don’t People Annuitize? The Role of Advice Provided by Retirement Planning Software John A. Turner WP2010-07 Health Cost Risk and Optimal Retirement Provision: A Simple Rule for Annuity Demand Kim Peijnenburg, Theo Nijman, and Bas J.M. Werker WP2010-08 Fees, Framing, and Financial Literacy in the Choice of Pension Manager Justine Hastings, Olivia S. Mitchell, and Eric Chyn Financial Literacy WP2010-09 Longevity Risk Management in Singapore’s National Pension System Joelle H.Y. Fong, Olivia S. Mitchell, and Benedict S. K. Koh WP2010-10 Financial Literacy: Implications for Retirement Security and the Financial Marketplace Pension Research Council WP2010-11 What’s on the Menu? Included versus Excluded Investment Funds for Singapore’s Central Provident Fund Investors Benedict S. K. Koh and Olivia S. Mitchell WP2010-12 Turning Wealth into Lifetime Income: The Challenge Ahead Olivia S. Mitchell and John Piggott Securing Lifelong Retirement Income WP2010-13 The Swedish Annuity Market: Where It Is and Where It’s Headed Edward Palmer and Bo Larsson Securing Lifelong Retirement Income WP2010-14 Market Structure and Challenges for Annuities in India Mukul G. Asher and Deepa Vasudevan Securing Lifelong Retirement Income WP2010-15 Annuities and their Derivatives: The Recent Canadian Experience Moshe A. Milevsky and Ling-wu Shao Securing Lifelong Retirement Income WP2010-16 The United States Longevity Insurance Market Anthony Webb Securing Lifelong Retirement Income WP2010-17 Too Much Risk to Insure? The Australian (non-) Market for Annuities Hazel Bateman and John Piggott Securing Lifelong Retirement Income WP2010-18 Pension Payouts in Chile: Past, Present, and Future Prospects Jose Ruiz and Olivia S. Mitchell Securing Lifelong Retirement Income WP2010-19 The Private Life Annuity Market in Germany: Products and Money’s Worth Ratios Barbara Kaschutzke and Raimond Maurer Securing Lifelong Retirement Income WP2010-20 Annuity Markets in Japan Junichi Sakamoto Securing Lifelong Retirement Income WP2010-21 Compulsory and Voluntary Annuity Markets in the United Kingdom Edmund Cannon and Ian Tonks Securing Lifelong Retirement Income WP2010-22 Payouts in Switzerland: Explaining Developments in Annuitization Monika Butler and Stefan Staubli Securing Lifelong Retirement Income WP2010-23 Financial Literacy, Schooling, and Wealth Accumulation Jere R. Behrman, Olivia S. Mitchell, Cindy Soo, and David Bravo WP2010-24 The Outlook for Financial Literacy Annamaria Lusardi and Olivia S. Mitchell Financial Literacy WP2010-25 Implications for Retirement Wellbeing of Financial Literacy and Planning Annamaria Lusardi and Olivia S. Mitchell Financial Literacy WP2010-26 Pension Plan Distributions: The Importance of Financial Literacy Robert L. Clark, Melinda S. Morrill, and Steven G. Allen Financial Literacy WP2010-27 Financial Literacy and 401(k) Loans Stephen P. Utkus and Jean A. Young Financial Literacy WP2010-28 Financial Illiteracy and Stock Market Participation: Evidence from the RAND American Life Panel Joanne Yoong Financial Literacy WP2010-29 Fees, Framing, and Financial Literacy in the Choice of Pension Manager Justine Hastings, Olivia S. Mitchell, and Eric Chyn Financial Literacy WP2010-30 Investor Knowledge and Experience with Investment Advisers and Broker-Dealers Angela A. Hung, Noreen Clancy, and Jeff Dominitz Financial Literacy WP2010-31 Pecuniary Mistakes? Payday Borrowing by Credit Union Members Susan P. Carter, Paige M. Skiba, Jeremy Tobacman Financial Literacy WP2010-32 Annuities, Financial Literacy and Information Overload Julie Agnew and Lisa Szykman Financial Literacy WP2010-33 Financial Counseling, Financial Literacy, and Household Decision Making Sumit Agarwal, Gene Amromin, Itzhak Ben-David, Souphala Chomsisengphet, and Douglas D. Evanoff Financial Literacy WP2010-34 Time Perception and Retirement Saving: Lessons from Behavioral Decision Research Gal Zauberman and B. Kyu Kim Financial Literacy WP2010-35 Making Savers Winners: An Overview of Prize-Linked Saving Products Melissa S. Kearney, Peter Tufano, Jonathan Guryan, and Erik Hurst Financial Literacy WP2010-36 How to Improve Financial Literacy: Some Successful Strategies Diana Crossan Financial Literacy WP2010-37 Bringing Financial Literacy and Education to Low and Middle Income Countries Robert Holzmann Financial Literacy WP2010-38 Improving Financial Literacy: The Role of Nonprofit Providers J. Michael Collins Financial Literacy WP2010-39 An Empirical Analysis of 401(k) Loan Defaults Timothy Lu, Olivia S. Mitchell, and Stephen P. Utkus WP2010-40 Framing Effects and Expected Social Security Claiming Behavior Jeffrey R. Brown, Arie Kapteyn, and Olivia S. Mitchell WP2010-42 Low Life Expectancy in the United States: Is the Health Care System at Fault? Samuel H. Preston and Jessica Y. Ho WP2010-43 The Impact of Shrouded Fees: Evidence from a Natural Experiment* Santosh Anagol and Hugh Kim WP2010-44 What Do People Know About Social Security? Mathew Greenwald, Arie Kapteyn, Olivia S. Mitchell, and Lisa Schneider WP2010-45 Framing Effects and Expected Social Security Claiming Behavior Jeffrey R. Brown, Arie Kapteyn, and Olivia S. Mitchell WP2010-46
Can 401(k) Plans Provide Adequate Retirement Resources? Peter J. Brady WP2009-01 Portfolio Choice in Retirement: Health Risk and the Demand for Annuities, Housing, and Risky Assets Motohiro Yogo WP2009-02 What Makes a Better Annuity? Jason S. Scott, John G. Watson, and Wei-Yin Hu WP2009-03 Extending Life Cycle Models of Optimal Portfolio Choice: Integrating Flexible Work, Endogenous Retirement, and Investment Decisions with Lifetime Payouts Jingjing Chai, Wolfram Horneff, Raimond Maurer, and Olivia S. Mitchell WP2009-04 Default, Framing and Spillover Effects: The Case of Lifecycle Funds in 401(k) Plans Olivia S. Mitchell, Gary R. Mottola, Stephen P. Utkus and Takeshi Yamaguchi WP2009-05 The Effect of Uncertain Labor Income and Social Security on Life-cycle Portfolios Raimond Maurer, Olivia S. Mitchell, and Ralph Rogalla Reorienting Retirement Risk Management , pp. 106-121WP2009-06 Pension Payouts in Chile: Past, Present, and Future Prospects Olivia S. Mitchell and Jose Ruiz WP2009-07 The Efficiency of Sponsor and Participant Portfolio Choices in 401(k) Plans Ning Tang, Olivia S. Mitchell, Gary Mottola, and Steve Utkus WP2009-08 Financial Literacy among the Young: Evidence and Implications for Consumer Policy Annamaria Lusardi, Olivia S. Mitchell, and Vilsa Curto WP2009-09 Constructing New Retirement Systems: Choosing between Insurance and Investment, Choice and Default Emily Kessler WP2009-10 Labor Market Uncertainty and Pension System Performance Olivia S. Mitchell and John A. Turner WP2009-11 The Evolution of Retirement Risk Management Robert L. Clark and Olivia S. Mitchell Reorienting Retirement Risk Management , pp. 1-12WP2009-12 Retirement Saving Adequacy and Individual Investment Risk Management Using the Asset/Salary Ratio P. Brett Hammond and David P. Richardson Reorienting Retirement Risk Management , pp. 12-36WP2009-13 Employer-Provided Retirement Planning Programs Robert L. Clark, Melinda S. Morrill, and Steven G. Allen Reorienting Retirement Risk Management , pp. 36-64WP2009-14 Impact of the Pension Protection Act on Financial Advice: What Works and What Remains to be Done? Lynn Pettus and R. Hall Kesmodel, Jr. Reorienting Retirement Risk Management , pp. 86-105WP2009-15 How Does Retirement Planning Software Handle Post-Retirement Realities? Anna M. Rappaport and John A. Turner Reorienting Retirement Risk Management , pp. 65-85WP2009-16 The Declining Role of Private Defined Benefit Pension Plans: Who is Affected, and How Craig Copeland and Jack VanDerhei Reorienting Retirement Risk Management , pp. 122-136WP2009-18 Rebuilding Workers’ Retirement Security: A Labor Perspective on Private Pension Reform Damon Silvers Reorienting Retirement Risk Management , pp. 137-155WP2009-19 Longevity Risk and Annuities in Singapore Joelle H.Y. Fong, Olivia S. Mitchell, and Benedict S. K. Koh Reorienting Retirement Risk Management , pp. 156-177WP2009-20 Outsourcing Pension Longevity Protection Igor Balevich Reorienting Retirement Risk Management , pp. 178-197WP2009-21 Comparing Spending Approaches in Retirement John Ameriks, Michael Hess, and Liqian Ren Reorienting Retirement Risk Management , pp. 198-216WP2009-22 Risk Budgeting for the Canadian Pension Plan Investment Board Sterling Gunn and Tracy Livingstone Reorienting Retirement Risk Management , pp. 217-240WP2009-23 Can VEBAs Alleviate Retiree Health Care Problems? Aaron Bernstein Reorienting Retirement Risk Management , pp. 241-264WP2009-24 Financial Literacy and Financial Sophistication Among Older Americans Annamaria Lusardi, Olivia S. Mitchell, and Vilsa Curto WP2009-25 Improving Workers’ Financial Literacy: A Symposium Summary Robert L. Clark and Melinda S. Morrill WP2009-26 Financial Literacy among the Young: Evidence and Implications for Consumer Policy Annamaria Lusardi, Olivia S. Mitchell, and Vilsa Curto WP2009-27
Optimal Life-Cycle Strategies in the Presence of Interest Rate and Inflation Risk Raimond H. Maurer, Christian Schlag and Michael Z. Stamos WP2008-01 The Efficiency of Pension Plan Investment Menus: Investment Choices in Defined Contribution Pension Plans Ning Tang and Olivia S. Mitchell WP2008-02 Footnotes Aren’t Enough: The Impact of Pension Accounting on Stock Values Julia Coronado, Olivia S. Mitchell, Steven A. Sharpe, and S. Blake Nesbitt WP2008-03 The Retirement Decision: Current Influences on the Timing of Retirement among Older Workers Gaobo Pang, Mark Warshawsky, and Ben Weitzer WP2008-04 Optimizing the Equity-Bond-Annuity Portfolio in Retirement: The Impact of Uncertain Health Expenses Gaobo Pang and Mark Warshawsky WP2008-05 Asset Allocation and Location over the Life Cycle with Survival-Contingent Payouts Wolfram J. Horneff, Raimond H. Maurer, Olivia S. Mitchell, and Michael Z. Stamos WP2008-06 Managing Public Investment Funds: Best Practices and New Challenges Olivia S. Mitchell, John Piggott, and Cagri Kumru WP2008-07 The Future of Public Employee Retirement Systems Pension Research Council WP2008-08 Reforming German Civil Servant Pensions: Funding Policy, Investment Strategy, and Intertemporal Risk Budgeting Raimond Maurer, Olivia S. Mitchell, and Ralph Rogalla The Future of Public Employee Retirement Systems , pp. 115-142WP2008-09 Managing Contribution and Capital Market Risk in a Funded Public Defined Benefit Plan: Impact of CVaR Cost Constraints Raimond Maurer, Olivia S. Mitchell, and Ralph Rogalla WP2008-10 Reforming Social Security with Progressive Personal Accounts John Geanakoplos and Stephen P. Zeldes WP2008-11 The New Intersection on the Road to Retirement: Public Pensions, Economics, Perceptions, Politics, and Interest Groups Beth Almeida, Kelly Kenneally, and David Madland The Future of Public Employee Retirement Systems , pp. 294-326WP2008-12 Pension Fund Activism: The Double-Edged Sword Brad M. Barber The Future of Public Employee Retirement Systems , pp. 271-293WP2008-13 Redefining Traditional Plans: Variations and Developments in Public Employee Retirement Plan Design Keith Brainard The Future of Public Employee Retirement Systems , pp. 187-205WP2008-14 Reforms to an Individual Account Pension System and their Effects on Work and Contribution Decisions: The Case of Chile Viviana Velez-Grajales WP2008-15 The Evolution of Public Sector Pension Plans in the United States Robert L. Clark, Lee A. Craig, Neveen Ahmed The Future of Public Employee Retirement Systems , pp. 239-270WP2008-16 Defined Contribution Pension Plans in the Public Sector: A Benchmark Analysis Roderick B. Crane, Michael Heller and Paul J. Yakoboski The Future of Public Employee Retirement Systems , pp. 206-238WP2008-17 Administrative Costs of State Defined Benefit and Defined Contribution Systems Edwin Hustead The Future of Public Employee Retirement Systems , pp. 97-104WP2008-18 Thinking About Funding Federal Retirement Plans Toni Hustead The Future of Public Employee Retirement Systems , pp. 105-114WP2008-19 The Case for Marking Public Plan Liabilities to Market Jeremy Gold and Gordon Latter The Future of Public Employee Retirement Systems , pp. 29-57WP2008-20 Benefit Cost Comparisons Between State and Local Governments and Private Industry Employers Ken McDonnell The Future of Public Employee Retirement Systems , pp. 85-96WP2008-21 Estimating State and Local Government Pension and Retiree Health Care Liabilities Stephen T. McElhaney The Future of Public Employee Retirement Systems , pp. 19-28WP2008-22 The Outlook for Canada’s Public Sector Employee Pensions Silvana Pozzebon The Future of Public Employee Retirement Systems , pp. 143-163WP2008-23 Unifying Pension Schemes in Japan: Toward a Single Scheme for Both Civil Servants and Private Employees Junichi Sakamoto The Future of Public Employee Retirement Systems , pp. 164-186WP2008-24 Between Scylla and Charybdis: Improving the Cost Effectiveness of Public Pension Retirement Plans M. Barton Waring The Future of Public Employee Retirement Systems , pp. 58-74WP2008-25 Public Pensions and State and Local Budgets: Can Contribution Rate Cyclicality Be Better Managed? Parry Young The Future of Public Employee Retirement Systems , pp. 75-84WP2008-26 How Pension Rules Affect Work and Contribution Patterns: A Behavioral Model of the Chilean Privatized Pension System Petra Todd and Viviana Vélez-Grajales WP2008-27 The Dynamics of Lifecycle Investing in 401(k) Plans Mitchell, Olivia S; Mottola, Gary R; Utkus, Stephen P; Yamaguchi, Takeshi WP2008-28 The More the Better? Characteristics and Efficiency of 401(k) Investment Menus Tang, Ning WP2008-29 Hidden Regret and Advantageous Selection in Insurance Markets Huang, Rachel J; Muermann, Alexander; and Tzeng, Larry Y WP2008-30 For Better, for Worse: Intra-household Risk-sharing over the Business Cycle Shore, Stephen WP2008-31 Reforms to an Individual Account Pension System and their Effects on Work and Contribution Decisions: The Case of Chile Viviana Velez-Grajales WP2008-32 How Pension Rules Affect Work and Contribution Patterns: A Behavioral Model of the Chilean Privatized Pension System Petra Todd and Viviana Vélez-Grajales WP2008-33
A Tale of Two Pension Reforms: A US-Japan Comparison Elmer Huh and Sarah McLellan WP2007-01 Baby Boomer Retirement Security: The Roles of Planning, Financial Literacy, and Housing Wealth Annamaria Lusardi and Olivia S. Mitchell WP2007-02 Regret, Pride, and the Disposition Effect Alexander Muermann and Jacqueline M. Volkman WP2007-03 Financial Literacy and Retirement Preparedness: Evidence and Implications for Financial Education Programs Annamaria Lusardi and Olivia S. Mitchell WP2007-04 CEO Pensions: Disclosure, Rent Extraction, and Incentive Contracting Joseph Gerakos WP2007-05 The New Pension Law and Defined Benefit Plans: A Surprisingly Good Match Mark J. Warshawsky WP2007-06 Money in Motion: Dynamic Portfolio Choice in Retirement Wolfram J. Horneff, Raimond H. Maurer, Olivia S. Mitchell, and Michael Z. Stamos WP2007-07 The Victory of Hope over Angst? Funding, Asset Allocation, and Risk-Taking in German Public Sector Pension Reform Raimond Maurer, Olivia S. Mitchell, and Ralph Rogalla WP2007-08 Efficient Annuitization: Optimal Strategies for Hedging Mortality Risk Jason S. Scott, John G. Watson, and Wei-Yin Hu WP2007-09 Behavioral Obstacles to the Annuity Market Wei-Yin Hu and Jason S. Scott WP2007-10 The Impact of Pension Freezes on Firm Value Jordan Rubin WP2007-11 Cost Structures of Investment Offerings in Singapore’s Central Provident Fund Benedict S. K. Koh, Olivia S. Mitchell, and Joelle Fong WP2007-12 The Age of Reason: Financial Decisions Over the Lifecycle Sumit Agarwal, John C. Driscoll, Xavier Gabaix, and David Laibson WP2007-13 Red, Yellow, and Green: A Taxonomy of 401(k) Portfolio Choices Gary R. Mottola and Stephen P. Utkus WP2007-14 Reform of the Tax on Reversions of Excess Pension Assets Gaobo Pang and Mark Warshawsky WP2007-15 Managing Retirement Payouts: Positioning, Investing and Spending Assets Pension Research Council WP2007-16 Planning and Financial Literacy: How Do Women Fare? Annamaria Lusardi and Olivia S. Mitchell WP2007-17 Rethinking Social Security Claiming in a 401(k) World James I. Mahaney and Peter C. Carlson Recalibrating Retirement Spending and Saving , pp. 141-167WP2007-18 Efficient Retirement Financial Strategies William F. Sharpe, Jason S. Scott, and John G. Watson Recalibrating Retirement Spending and Saving , pp. 209-226WP2007-19 Annuity Valuation, Long-Term Care, and Bequest Motives John Ameriks, Andrew Caplin, Steven Laufer, and Stijn Van Nieuwerburgh Recalibrating Retirement Spending and Saving , pp. 251-275WP2007-20 Regulating Markets for Retirement Payouts: Solvency, Supervision and Credibility Phyllis C. Borzi and Martha Priddy Patterson Recalibrating Retirement Spending and Saving , pp. 168-208WP2007-21 Tax Issues and Life Care Annuities David Brazell, Jason Brown, and Mark Warshawsky Recalibrating Retirement Spending and Saving , pp. 295-317WP2007-22 Is Retirement Being Remade? Developments in Labor Market Patterns at Older Ages Sewin Chan and Ann Huff Stevens Recalibrating Retirement Spending and Saving , pp. 13-28WP2007-23 Retirement Distributions and the Bequest Motive G. Victor Hallman Recalibrating Retirement Spending and Saving , pp. 112-140WP2007-24 The Role of Individual Retirement Accounts in US Retirement Planning Sarah Holden and Brian Reid Recalibrating Retirement Spending and Saving , pp. 81-111WP2007-25 Understanding Consumption in Retirement: Recent Developments Erik Hurst Recalibrating Retirement Spending and Saving , pp. 29-45WP2007-26 Asset Allocation within Variable Annuities: The Impact of Guarantees Moshe A. Milevsky and Vladyslav Kyrychenko Recalibrating Retirement Spending and Saving , pp. 276-294WP2007-27 The Dynamics of Lifecycle Investing in 401(k) Plans Olivia S. Mitchell, Gary R. Mottola, Stephen P. Utkus and Takeshi Yamaguchi WP2007-28 Net Worth and Housing Equity in Retirement Todd Sinai and Nicholas Souleles Recalibrating Retirement Spending and Saving , pp. 46-80WP2007-29 The Impact of Health Status and Out-of-Pocket Medical Expenditures on Annuity Valuation Cassio M. Turra and Olivia S. Mitchell Recalibrating Retirement Spending and Saving , pp. 227-251WP2007-30 Learning from the Chilean Experience: The Determinants of Pension Switching Olivia S. Mitchell, Petra Todd, and David Bravo WP2007-31 Hidden Regret and Advantageous Selection in Insurance Markets Rachel J. Huang, Alexander Muermann, and Larry Y. Tzeng WP2007-32 Financial Literacy and Retirement Planning: New Evidence from the Rand American Life Panel Annamaria Lusardi and Olivia S. Mitchell WP2007-33 A New Method for Attributing Changes in Life Expectancy to Various Causes of Death, with Application to the United States Hiram Beltran-Sanchez & Samuel Preston WP2007-34 The Marital Process and HIV/AIDS in Rural Malawi Shelley Clark, Michelle Poulin, Hans-Peter Kohler WP2007-35 Divorce-Law Changes, Household Bargaining, and Married Women’s Labor Supply Revisited Betsey Stevenson WP2007-36 Marriage and Divorce: Changes and their Driving Forces Betsey Stevenson & Justin Wolfers WP2007-37 Hidden Regret and Advantageous Selection in Insurance Markets Rachel J. Huang, Alexander Muermann, Larry Y. Tzeng WP2007-38
Financial Literacy and Planning: Implications for Retirement Wellbeing Annamaria Lusardi and Olivia S. Mitchell WP2006-01 The Importance of Default Options for Retirement Saving Outcomes: Evidence from the United States John Beshears, James J. Choi, David Laibson, and Brigitte C. Madrian Lessons from Pension Reform in the Americas , pp. 59-87WP2006-02 Reducing the Complexity Costs of 401(k) Participation Through Quick Enrollment James J. Choi, David Laibson, and Brigitte C. Madrian WP2006-03 $100 Bills on the Sidewalk: Suboptimal Saving in 401(k) Plans James J. Choi, David Laibson, and Brigitte C. Madrian WP2006-04 The Inattentive Participant: Portfolio Trading Behavior in 401(k) Plans Olivia S. Mitchell, Gary R. Mottola, Stephen P. Utkus, and Takeshi Yamaguchi WP2006-05 Social Security Replacement Rates For Alternative Earnings Benchmarks Olivia S. Mitchell and John W. R. Phillips WP2006-06 Transitioning To Retirement: How Will Boomers Fare? Pension Research Council WP2006-07 Lessons from Pension Reform in the Americas Pension Research Council WP2006-08 The Chilean Pension Reform Turns 25: Lessons from the Social Protection Survey Alberto Arenas de Mesa, David Bravo, Jere R. Behrman, Olivia S. Mitchell, and Petra E. Todd With assistance from Andres Otero, Jeremy Skog, Javiera Vasquez, and Viviana Velez-Grajales Lessons from Pension Reform in the Americas , pp. 21-58WP2006-09 Optimizing the Retirement Portfolio: Asset Allocation, Annuitization, and Risk Aversion Wolfram J. Horneff, Raimond Maurer, Olivia S. Mitchell, and Ivica Dus WP2006-10 Financial Innovation for an Aging World Olivia S. Mitchell, John Piggott, Michael Sherris, and Shaun Yow WP2006-11 Developments in Mandatory Defined Contribution Plans: Investment Patterns in Singapore’s Central Provident Fund System Benedict S. K. Koh, Olivia S. Mitchell, Toto Tanuwidjaja, and Joelle Fong WP2006-12 Cohort Differences in Retirement Expectations and Realizations Nicole Maestas Redefining Retirement: How Will Boomers Fare? , pp. 13-35WP2006-13 The Sufficiency of Retirement Savings: Comparing Cohorts at the Time of Retirement Robert Haveman, Karen Holden, Barbara Wolfe, and Andrei Romanov Redefining Retirement: How Will Boomers Fare? , pp. 36-69WP2006-14 Understanding Baby Boomers’ Retirement Prospects Barbara A. Butrica, Howard M. Iams, and Karen E. Smith Redefining Retirement: How Will Boomers Fare? , pp. 70-91WP2006-15 Are Baby Boomers Living Well Longer? David R. Weir Redefining Retirement: How Will Boomers Fare? , pp. 95-111WP2006-16 Baby Boomers vs Their Parents: Economic Well-being and Health Status Joyce Manchester, David Weaver, and Kevin Whitman Redefining Retirement: How Will Boomers Fare? , pp. 112-137WP2006-17 Cross-Cohort Differences in Health on the Verge of Retirement Beth J. Soldo, Olivia S. Mitchell, Rania Tfaily, and John F. McCabe Redefining Retirement: How Will Boomers Fare? , pp. 138-158WP2006-18 Health Insurance Coverage of the Near-Elderly Helen Levy Redefining Retirement: How Will Boomers Fare? , pp. 159-175WP2006-19 The Impact of Pensions on Non-Pension Investment Choices Leora Friedberg and Anthony Webb Redefining Retirement: How Will Boomers Fare? , pp. 179-210WP2006-20 Measuring Pension Wealth Chris Cunningham, Gary V. Engelhardt, and Anil Kumar Redefining Retirement: How Will Boomers Fare? , pp. 211-233WP2006-21 Trends in Pension Values Around Retirement Michael Hurd and Susann Rohwedder Redefining Retirement: How Will Boomers Fare? , pp. 234-247WP2006-22 Pension Portfolio Choice and Menu Exposure Anders Karlsson, Massimo Massa, and Andrei Simonov Redefining Retirement: How Will Boomers Fare? , pp. 248-270WP2006-23 Saving Between Cohorts: The Role of Planning Annamaria Lusardi and Jason Beeler Redefining Retirement: How Will Boomers Fare? , pp. 271-295WP2006-24 Retiring on the House? Cross-Cohort Differences in Housing Wealth Julia Lynn Coronado, Dean Maki, and Ben Weitzer Redefining Retirement: How Will Boomers Fare? , pp. 296-308WP2006-25 Winners and Losers: 401(k) Trading and Portfolio Performance Takeshi Yamaguchi, Olivia S. Mitchell, Gary R. Mottola, and Stephen P. Utkus WP2006-26 What Determines Adult Cognitive Skills? Impacts of Pre-Schooling, Schooling and Post-Schooling Experiences in Guatemala Jere R. Behrman, John F. Hoddinott, John A. Maluccio, Erica Soler-Hampejsek, Emily L. Behrman, Reynaldo Martorell, Manuel Ramirez-Zea & Aryeh D. Stein WP2006-27 Black-White Differentials in Cause-Specific Mortality in the United States during the 1980s: The Role of Medical Care and Health Behaviors Irma T. Elo & Greg L. Drevenstedt WP2006-28 The Impact of Nutrition during Early Childhood on Education among Guatemalan Adults John A. Maluccio, John F. Hoddinott, Jere R. Behrman, Reynaldo Martorell, Agnes R. Quisumbing & Aryeh D. Stein WP2006-29 Mortality of American Troops in Iraq Samuel H. Preston and Emily Buzzell WP2006-30
Strategic Asset Allocation in Japan: An Empirical Evaluation Tokuo Iwaisako, Olivia S. Mitchell, and John Piggott WP2005-01 Public Pension Governance, Funding, and Performance: A Longitudinal Appraisal Tongxuan (Stella) Yang and Olivia S. Mitchell WP2005-02 The Importance of Financial Communication for Participation Rates and Contribution Levels in 401(k) Plans Steven A. Nyce WP2005-03 Understanding the Defined Benefit versus Defined Contribution Choice Tongxuan (Stella) Yang WP2005-04 Dimensions of 401(k) Plan Design (revised 11/11/05) Olivia S. Mitchell, Stephen P. Utkus, and Tongxuan (Stella) Yang Restructuring Retirement Risks WP2005-05 The Evolution of Risk and Reward Sharing in Retirement 2005 PRC Conference Overview Restructuring Retirement Risks WP2005-06 Who Bears What Risk? An Intergenerational Perspective Henning Bohn Restructuring Retirement Risks WP2005-07 The UK Approach to Insuring Defined Benefit Pension Plans David McCarthy and Anthony Neuberger Restructuring Retirement Risks WP2005-08 The Role of 401(k) Accumulations in Providing Future Retirement Income Sarah Holden and Jack VanDerhei Restructuring Retirement Risks WP2005-09 The Influence of PBGC Insurance on Pension Fund Finances Julia Coronado and Nellie Liang Restructuring Retirement Risks WP2005-10 Implications of Optimal Investment Policies for Hybrid Pension Plans: Sponsor and Member Perspectives Peter Albrecht, Joachim Coche, Raimond Maurer and Ralph Rogalla Restructuring Retirement Risks WP2005-11 Regulating Single Employer Defined Benefit Pension Plans: A Modern Approach Mark J. Warshawsky, Neal McCall and John D. Worth Restructuring Retirement Risks WP2005-12 Risk-Sharing in Retiree Medical Benefits George Wagoner, Anna Rappaport, Brian Fuller, and Frank Yeager Restructuring Retirement Risks WP2005-13 Changing Risks Confronting Pension Participants Phyllis C. Borzi Restructuring Retirement Risks WP2005-14 Resurrecting the Defined Benefit Pension Plan: A New Perspective Douglas Fore and P. Brett Hammond Restructuring Retirement Risks WP2005-15 Market-based Social Security as a Better Means of Risk-Sharing Salvador Valdes-Prieto Restructuring Retirement Risks WP2005-16 Regret, Portfolio Choice, and Guarantees in Defined Contribution Schemes Alexander Muermann, Olivia S. Mitchell, and Jacqueline M. Volkman WP2005-17 Turning Workers into Savers? Incentives, Liquidity, and Choice in 401(k) Plan Design Olivia S. Mitchell, Stephen P. Utkus, and Tongxuan (Stella) Yang WP2005-18
Betting on Death and Capital Markets in Retirement: A Shortfall Risk Analysis of Life Annuities versus Phased Withdrawal Plans Ivica Dus, Raimond Maurer, and Olivia S. Mitchell WP2004-01 The Impact of Health Status and Out-of-Pocket Medical Expenditures on Annuity Valuation Cassio M. Turra and Olivia S. Mitchell WP2004-02 Work and Retirement Plans among Older Americans Katharine Abraham and Susan Houseman Reinventing the Retirement Paradigm , pp. 70-91WP2004-03 Why Pension Fund Management Needs a Paradigm Shift Keith Ambachtsheer Reinventing the Retirement Paradigm , pp. 188-205WP2004-04 Corporate Pension Reform in Japan: Big Bang or Big Bust? Sarah (Ingmanson) McLellan WP2004-05 Profitable Prudence: The Case for Public Employer Defined Benefit Plans Gary Anderson and Keith Brainard Reinventing the Retirement Paradigm , pp. 206-222WP2004-06 Educating Pension Plan Participants William J. Arnone Reinventing the Retirement Paradigm , pp. 163-172WP2004-07 Changes in Accounting Practices Will Drive Pension Paradigm Shift Douglas Fore Reinventing the Retirement Paradigm , pp. 173-187WP2004-08 Looking Backward, Looking Forward: Where is Pension Policy Headed? James A. Klein Reinventing the Retirement Paradigm , pp. 14-24WP2004-09 Reality Testing for Pension Reform Pamela Perun and C. Eugene Steuerle Reinventing the Retirement Paradigm , pp. 25-54WP2004-10 Older Workers: Employment and Retirement Trends Patrick Purcell Reinventing the Retirement Paradigm , pp. 55-69WP2004-11 The Future of Pension Plan Design David McCarthy Reinventing the Retirement Paradigm , pp. 91-110WP2004-12 Strategies to Retain Older Workers Janemarie Mulvey and Steven Nyce Reinventing the Retirement Paradigm , pp. 111-132WP2004-13 Developments in Phased Retirement Robert Hutchens and Kerry L. Papps Reinventing the Retirement Paradigm , pp. 133-162WP2004-14 The Future of Pensions in Canada Silvana Pozzebon Reinventing the Retirement Paradigm , pp. 223-239WP2004-15 The Future of Retirement in Sweden Annika Sundén Reinventing the Retirement Paradigm , pp. 240-259WP2004-16 Risk Management and Pension Plan Choice in Japan Masaharu Usuki Reinventing the Retirement Paradigm , pp. 260-277WP2004-17 Changing the Retirement Paradigm Robert L. Clark and Olivia S. Mitchell Reinventing the Retirement Paradigm , pp. 3-13WP2004-18 Post-employment Benefits, Economics and Accounting: Moral Hazard and Frail Benefit Designs Jeremy Gold WP2004-19 The Case Against Stock in Public Pension Funds Lawrence N. Bader and Jeremy Gold WP2004-20 Crime and Early Retirement Among Older Americans Dan Silverman and Olivia S. Mitchell WP2004-21 Death Spiral or Euthanasia? The Demise of Generous Group Health Insurance Coverage Mark Pauly, Olivia Mitchell, and Peter Zeng WP2004-22 Modeling Lifetime Earnings Paths: Hypothetical versus Actual Workers Andrew Au, Olivia S. Mitchell, and John W. R. Phillips WP2004-23 Plan Design and 401(k) Savings Outcomes James J. Choi, David Laibson, Brigitte C. Madrian WP2004-24 Employee Stock Purchase Plans Gary V. Engelhardt and Brigitte C. Madrian WP2004-25
Risk Management for Global Aging: Perspectives on the Challenges Facing Industrialized Countries The Pension Research Council, The Wharton School of the University of Pennsylvania WP2003-01 Understanding Individual Account Guarantees Marie-Eve Lachance and Olivia S. Mitchell The Pension Challenge: Risk Transfers and Retirement Income Security , pp. 159-186WP2003-02 Unlocking Housing Equity in Japan Olivia S. Mitchell and John Piggott WP2003-03 Retirement Wealth and Lifetime Earnings Variability Olivia S. Mitchell, John W. R. Phillips, Andrew Au, and David McCarthy WP2003-04 Defined Benefit Pension Plan Liabilities and International Asset Allocation Tongxuan Yang WP2003-05 Lessons from Behavioral Finance for Retirement Plan Design Olivia S. Mitchell and Stephen P. Utkus Pension Design and Structure: New Lessons from Behavioral Finance , pp. 3-42WP2003-06 Motivating Retirement Planning: Problems and Solutions Gary Selnow Pension Design and Structure: New Lessons from Behavioral Finance , pp. 43-52WP2003-07 Who’s Afraid of a Poor Old Age?: Risk Perception in Risk Management Decisions Elke W. Weber Pension Design and Structure: New Lessons from Behavioral Finance , pp. 53-66WP2003-08 Behavioral Portfolios: Hope for Riches and Protection from Poverty Meir Statman Pension Design and Structure: New Lessons from Behavioral Finance , pp. 67-82WP2003-09 How Much Choice is Too Much?: Contributions to 401(k) Retirement Plans Sheena S. Iyengar, Gur Huberman, and Wei Jiang Pension Design and Structure: New Lessons from Behavioral Finance , pp. 83-96WP2003-10 “Money Attitudes” and Retirement Plan Design: One Size Does Not Fit All Donna M. McFarland, Carolyn D. Marconi, and Stephen P. Utkus Pension Design and Structure: New Lessons from Behavioral Finance , pp. 97-120WP2003-11 Employee Investment Decisions about Company Stock James Choi, David Laibson, Brigitte Madrian, and Andrew Metrick Pension Design and Structure: New Lessons from Behavioral Finance , pp. 121-136WP2003-12 Implications of Information and Social Interactions for Retirement Saving Decisions Esther Duflo and Emmanuel Saez Pension Design and Structure: New Lessons from Behavioral Finance , pp. 137-156WP2003-13 Saving and the Effectiveness of Financial Education Annamaria Lusardi Pension Design and Structure: New Lessons from Behavioral Finance , pp. 157-184WP2003-14 Sex Differences, Financial Education, and Retirement Goals Robert L. Clark, Madeleine B. D’Ambrosio, Ann A. McDermed, and Kshama Sawant Pension Design and Structure: New Lessons from Behavioral Finance , pp. 185-206WP2003-15 Retirement Security in a DC World: Using Behavioral Finance to Bridge the Expertise Gap Jason Scott and Gregory Stein Pension Design and Structure: New Lessons from Behavioral Finance , pp. 207-220WP2003-16 Adult Learning Principles and Pension Participant Behavior Victor Saliterman and Barry G. Scheckley Pension Design and Structure: New Lessons from Behavioral Finance , pp. 221-236WP2003-17 How Do Retirees Go from Stock to Flow? John Ameriks Pension Design and Structure: New Lessons from Behavioral Finance , pp. 237-258WP2003-18 Annuities and Retirement Well-Being Constantijn W.A. Panis Pension Design and Structure: New Lessons from Behavioral Finance , pp. 259-274WP2003-19 Perceptions of Mortality Risk: Implications for Annuities Matthew Drinkwater and Eric T. Sondergeld Pension Design and Structure: New Lessons from Behavioral Finance , pp. 275-286WP2003-20 A Symposium on Cash Balance Pensions: Background and Introduction Sylvester J. Schieber WP2003-21 Cash Balance Pension Plan Conversions and the New Economy Julia Lynn Coronado and Phillip C. Copeland WP2003-22 The Shift to Hybrid Pensions by U.S. Employers: An Empirical Analysis of Actual Plan Conversions Sylvester J. Schieber WP2003-23 Pension Plan Options: Preferences, Choices, and the Distribution of Benefits Robert L. Clark WP2003-24 Possible Implications of Mandating Choice in Corporate Defined Benefit Plans Olivia S. Mitchell and Janemarie Mulvey WP2003-25 Promoting Work at Older Ages: The Role of Hybrid Pension Plans in an Aging Population Richard W. Johnson and Eugene Steuerle WP2003-26
Defined Contribution Pensions: Plan Rules, Participant Choices, and the Path of Least Resistance James J. Choi, David Laibson, Brigitte C. Madrian, Andrew Metrick WP2002-03 The Role of Company Stock in Defined Contribution Plans Olivia S. Mitchell and Stephen P. Utkus The Pension Challenge: Risk Transfers and Retirement Income Security , pp. 33-70WP2002-04 Personal Retirement Accounts and Social Security Reform Olivia S. Mitchell WP2002-07 International Adverse Selection in Life Insurance and Annuities David McCarthy and Olivia S. Mitchell WP2002-08 Redesigning Public Sector Pensions In Developing Countries Olivia S. Mitchell WP2002-09 Money-Back Guarantees in Individual Pension Accounts: Evidence from the German Pension Reform Raimond Maurer and Christian Schlag WP2002-11 Developments in Risk Management for Retirement Security Olivia S. Mitchell and Kent Smetters The Pension Challenge: Risk Transfers and Retirement Income Security , pp. 1-15WP2002-14 An Analysis of Investment Advice to Retirement Plan Participants Zvi Bodie The Pension Challenge: Risk Transfers and Retirement Income Security , pp. 19-32WP2002-15 Company Stock and Pension Plan Diversification Krishna Ramaswamy The Pension Challenge: Risk Transfers and Retirement Income Security , pp. 71-88WP2002-16 Risk Transfer in Public Pension Plans Jeremy Gold The Pension Challenge: Risk Transfers and Retirement Income Security , pp. 102-115WP2002-18 Securing Public Pension Promises through Funding Robert Palacios The Pension Challenge: Risk Transfers and Retirement Income Security , pp. 116-158WP2002-19 Retirement Guarantees in Mandatory Defined Contribution Systems Jan Walliser The Pension Challenge: Risk Transfers and Retirement Income Security , pp. 238-250WP2002-20 Retirement Guarantees in Voluntary Defined Contribution Plans John Turner and David Rajnes The Pension Challenge: Risk Transfers and Retirement Income Security , pp. 251-267WP2002-21 Securitized Risk Instruments as Alternative Pension Fund Investments David Cummins and Christopher Lewis The Pension Challenge: Risk Transfers and Retirement Income Security , pp. 268-308WP2002-22 Credit Implications of the Payout Annuity Market Arthur Fliegelman, Moshe Milevsky, and Scott Robinson The Pension Challenge: Risk Transfers and Retirement Income Security , pp. 309-330WP2002-23 Hedging Segregated Fund Guarantees Kenneth Vetzal, Peter Forsyth, and Heath Windcliff The Pension Challenge: Risk Transfers and Retirement Income Security , pp. 214-237WP2002-24
Retirement Responses to Early Social Security Benefit Reductions Olivia S. Mitchell and John W. R. Phillips WP2001-01 Assessing the Impact of Mortality Assumptions on Annuity Valuation: Cross-Country Evidence David McCarthy and Olivia S. Mitchell WP2001-03 Annuity Values in Defined Contribution Retirement Systems: The Case of Singapore and Australia Suzanne Doyle, Olivia S. Mitchell, and John Piggott WP2001-04 Biased Methodology Enables Equity Investment by Defined Benefit Pension Plans Jeremy Gold WP2001-05 Assumed Rates of Discount for Valuations of Publicly Sponsored Defined Benefit Plans Jeremy Gold WP2001-06 The Shareholder-Optimal Design of Cash Balance Pension Plans Jeremy Gold WP2001-07 Retirement Investing: A New Approach Zvi Bodie WP2001-08 Eligibility for Social Security Disability Insurance Olivia S. Mitchell and John W.R. Phillips WP2001-11 Estimating International Adverse Selection in Annuities Olivia S. Mitchell, PhD and David McCarthy, FFA WP2001-12 The Equivalence of the Social Security’s Trust Fund Portfolio Allocation and Capital Income Tax Policy Kent Smetters WP2001-13 The Demographics of Tomorrow’s Workplace Martha Riche Benefits for the Workplace of the Future , pp. 21-42WP2001-14 Benefits for the Workplace of the Future Olivia S. Mitchell Benefits for the Workplace of the Future , pp. 1-17WP2001-15 Benefits and Productivity William E. Even and David A McPherson Benefits for the Workplace of the Future , pp. 43-57WP2001-16 Designing Total Reward Programs for Tight Labor Markets Eric Lofgren, Steven A. Nyce, and Sylvester J. Schieber Benefits for the Workplace of the Future , pp. 151-177WP2001-17 How Demographic Change Will Drive Benefits Design Marjorie Honig and Irene Dushi Benefits for the Workplace of the Future , pp. 58-88WP2001-18 The Benefits Implication of Recent Trends in Flexible Staffing Arrangements Susan N. Houseman Benefits for the Workplace of the Future , pp. 89-109WP2001-19 De-Linking Benefits from a Single Employer: Alternative Multiemployer Models Teresa Ghilarducci Benefits for the Workplace of the Future , pp. 260-284WP2001-20 Benefits for the Free Agent Workforce Carl D. Camden Benefits for the Workplace of the Future , pp. 241-248WP2001-21 Developments in Global Benefits Administration Manish Sabharwal Benefits for the Workplace of the Future , pp. 249-259WP2001-22 Implications of a Difficult Economy for Company-Sponsored Retirement Plans Anna M. Rappaport Benefits for the Workplace of the Future , pp. 137-150WP2001-23
New Trends in U.S. Pensions Olivia S. Mitchell with the assistance of Erica L. Dykes WP2000-01 Developments in Retirement Provision: Global Trends and Lessons from Australia and the US Olivia S. Mitchell and John Piggott WP2000-02 Analyzing and Managing Retirement Risks Zvi Bodie, P. Brett Hammond, and Olivia S. Mitchell Innovations in Retirement Financing , pp. 3-19WP2000-04 Income Shocks, Asset Returns, and Portfolio Choice Steven Davis and Paul Willen Innovations in Retirement Financing , pp. 20-49WP2000-05 An Economic Approach to Setting Retirement Savings Goals Douglas B. Bernheim, Lorenzo Forni, Jagadeesh Gokhale, and Laurence J. Kotlikoff Innovations in Retirement Financing , pp. 77-105WP2000-06 Retirement Planning and the Asset/Salary Ratio Martin L. Leibowitz, Benson Durham, P. Brett Hammond, and Michael Heller Innovations in Retirement Financing , pp. 106-131WP2000-07 Outcomes-Based Investing with Efficient Monte Carlo Simulation Jason Scott Innovations in Retirement Financing , pp. 132-145WP2000-08 Taking the Subsidy Out of Early Retirement: Converting to Hybrid Pensions Robert L. Clark and Sylvester J. Schieber Innovations in Retirement Financing , pp. 149-174WP2000-09 Mortality Risk, Inflation Risk, and Annuity Products Jeffrey R. Brown, Olivia S. Mitchell, and James M. Poterba Innovations in Retirement Financing , pp. 175-197WP2000-10 Integration of the Life Annuity and Long-Term Care Insurance: Theory, Evidence, Practice, and Policy Mark J. Warshawsky, Brenda Spillman, and Christopher Murtaugh Innovations in Retirement Financing , pp. 198-221WP2000-11 Survivor Bonds and Compulsory Annuitization: Helping Reduce the Cost of Pension Provision David Blake, William Burrows, and Michael Orszag Innovations in Retirement Financing , pp. 222-233WP2000-12 Turning Assets into Cash: Problems and Prospects in the Reverse Mortgage Market Andrew Caplin Innovations in Retirement Financing , pp. 234-253WP2000-13 Aging and Housing Equity Venti and David A. Wise Innovations in Retirement Financing , pp. 254-281WP2000-14 Risk Management Through International Diversification: The Case of Latin American Pension Funds P.S. Srinivas and Juan Yermo Innovations in Retirement Financing , pp. 282-312WP2000-15 Implications of Changing Retirement Patterns and Policies in Higher Education Robert L. Clark and P. Brett Hammond To Retire or Not? Retirement Policy and Practice in Higher Education , pp. 1-20WP2000-16 Faculty Retirement and the Impact of the Elimination of Mandatory Retirement at Three North Carolina Universities Robert L. Clark, Linda Ghent, and Juanita Kreps To Retire or Not? Retirement Policy and Practice in Higher Education , pp. 21-38WP2000-17 Age-Based Retirement Incentives for Tenured Faculty Members: Satisfying the Legal Requirements David L. Raish To Retire or Not? Retirement Policy and Practice in Higher Education , pp. 39-64WP2000-18 The Use Retirement Incentive Programs in Higher Education: Evidence from a National Survey John Keefe To Retire or Not? Retirement Policy and Practice in Higher Education , pp. 65-80WP2000-19 Cornell Confronts the End of Mandatory Retirement Ronald G. Ehrenberg, Michael W. Matier, and David Fontanella To Retire or Not? Retirement Policy and Practice in Higher Education , pp. 81-105WP2000-20 The University of California Voluntary Early Retirement Incentive Programs Ellen Switkes To Retire or Not? Retirement Policy and Practice in Higher Education , pp. 106-121WP2000-21 Ending Mandatory Retirement in Two States Robert M. O’Neil To Retire or Not? Retirement Policy and Practice in Higher Education , pp. 122-127WP2000-22 Intangible and Tangible Retirement Incentives John Keefe To Retire or Not? Retirement Policy and Practice in Higher Education , pp. 128-137WP2000-23 Reflections on Experience in an Uncapped Environment Sharon P. Smith To Retire or Not? Retirement Policy and Practice in Higher Education , pp. 138-147WP2000-24 What We Can Still Learn from an Earlier Study of Mandatory Retirement Karen C. Holden and W. Lee Hansen To Retire or Not? Retirement Policy and Practice in Higher Education , pp. 148-165WP2000-25
Evaluating Administrative Costs in Mexico’s AFORES Pension System Olivia S. Mitchell WP1999-01 Developments in State and Local Pension Plans Olivia S. Mitchell, David McCarthy, Stanley C. Wisniewski, and Paul Zorn Pensions in the Public Sector , pp. 11-40WP1999-04 State Employee Pension Plans Karen I. Steffen Pensions in the Public Sector , pp. 41-65WP1999-05 Federal Civilian and Military Retirement Systems Edwin C. Hustead and Toni Hustead Pensions in the Public Sector , pp. 66-104WP1999-06 Canadian Public Sector Employee Pension Plans Silvana Pozzebon Pensions in the Public Sector , pp. 105-116WP1999-07 Asset-Liability Management in the Public Sector Michael W. Peskin Pensions in the Public Sector , pp. 195-217WP1999-08 Investment Practices of State and Local Pension Funds: Implications for Social Security Reform Alicia H. Munnell and Annika Sundén Pensions in the Public Sector , pp. 153-194WP1999-09 The Life and Times of a Public-Sector Pension Plan Before Social Security: The U.S. Navy Pension Plan in the Nineteenth Century Robert L. Clark. Lee A. Craig, and Jack W. Wilson Pensions in the Public Sector , pp. 241-263WP1999-10 Governance and Investments of Public Pensions Michael Useem and David Hess Pensions in the Public Sector , pp. 132-152WP1999-11 Regulation and Taxation of Public Plans: A History of Increasing Federal Influence Roderick B. Crane Pensions in the Public Sector , pp. 119-131WP1999-12 Determining the Cost of Public Pension Plans Edwin C. Hustead Pensions in the Public Sector , pp. 218-240WP1999-13 Going Private in the Public Sector: The Transition from Defined Benefit to Defined Contribution Pension Plans Douglas Fore Pensions in the Public Sector , pp. 267-287WP1999-14 Pension Governance in the Pennsylvania State Employees’ Retirement System John Brosius Pensions in the Public Sector , pp. 313-326WP1999-15 The New Jersey Pension System Thomas Bryan Pensions in the Public Sector , pp. 327-353WP1999-16 Public Pensions in Washington, DC Edwin C. Hustead Pensions in the Public Sector , pp. 354-362WP1999-17 Public Pension Design and Responses to a Changing Workforce Cathie Eitelberg Pensions in the Public Sector , pp. 363-374WP1999-18 Worklife Determinants of Retirement Income Differnetials Between Men and Women Phillip B. Levine, Olivia S. Mitchell, and John W. Phillips Innovations in Retirement Financing , pp. 50-73WP1999-19 Opting Out: The Galveston Plan and Social Security Theresa M. Wilson WP1999-22
Projected Retirement Wealth and Saving Adequacy James F. Moore and Olivia S. Mitchell Forecasting Retirement Needs and Retirement Wealth , pp. 68-94WP1998-01 Mortality Change and Forecasting: How Much and How Little Do We Know? Tuljapurkar, Shripad and Carl Boe WP1998-02 Insulating Old-Age Systems from Political Risk Olivia S. Mitchell WP1998-03 Developments in Pensions Olivia S. Mitchell WP1998-04 International Models for Pension Reform Olivia S.Mitchell WP1998-05 Would a Privatized Social Security System Really Pay a Higher Rate of Return? John Geanakoplos, Olivia S. Mitchell, and Stephen P. Zeldes WP1998-06 Health Problems as Determinants of Retirement: Are Self-Rated Measures Endogenous? Debra S. Dwyer and Olivia S. Mitchell WP1998-07 New Developments in the Economic Analysis of Retirement Robin L. Lumsdaine and Olivia S. Mitchell WP1998-08 Social Security Money’s Worth John Geanakoplos, Olivia S. Mitchell and Stephen P. Zeldes WP1998-09
Women on the Verge of Retirement: Predictors of Retiree Well-being Phillip B. Levine and Olivia S. Mitchell WP1997-02 Pension and Social Security Wealth in the Health and Retirement Study Alan L. Gustman, Olivia S. Mitchell, Andrew A. Sanwick, and Thomas L. Steinmeier WP1997-03 Holders of the Public Pension Strings: Governance and Performance of Public Retirement Systems Michael Useem and Olivia S. Mitchell WP1997-05 Building an Environment for Pension Reform in Developing Countries Olivia S. Mitchell WP1997-07 Retirement Wealth Accumulation and Decumulation: New Developments and Outstanding Opportunities Olivia S. Mitchell and James F. Moore WP1997-08 New Evidence on the Money’s Worth of Individual Annuities Olivia S. Mitchell, James M. Poterba and Mark J. Warshawsky WP1997-09 Goverment Guarantees for Old Age Income George G. Pennacchi WP1997-10 The Defined Benefit Approach Edith Fierst WP1997-11 Measuring Solvency in the Social Security System Stephen C. Goss WP1997-12 New Opportunities for the Social Security Reform Stephen G. Kellison and Marilyn Moon WP1997-13 Criteria for Evaluating Social Security Reform Janice M. Gregory WP1997-14 Possible Employer Responses to Social Security Reform Janice M. Gregory WP1997-15 Actuarial Perspectives on Implications of Social Security Reform for Employer-Sponsored Pension Plans Christopher M. Bone WP1997-16 How the Stakeholders See the Options: Perspectives from Organized Labor David S. Blitzstein WP1997-17 Social Security View of Adult Americans John Rother and William E. Wright WP1997-18 Women as Widows under a Reformed Social Security System Karen C. Holden WP1997-19 Thinking About Social Security’s Trust Fund Kent Smetters WP1997-21 Simulating Benefit Levels under Alternative Social security Reform Approaches Gordon P. Goodfellow and Sylvester J. Schieber WP1997-22 Stochastic Simulation of the Economic Growth Effects of Social Security Reform Approaches Martin R. Holmer WP1997-23 Means Testing Social Security David Neumark and Elizabeth Powers WP1997-24 Social Security and Employer Induced Retirement Robert Hutchens WP1997-25 Investment and Administrative Constraints on Personal Security Accounts Robert Pozen WP1997-26 Taxing Issues for Social Security Joyce Manchester WP1997-27
