RetireSecure Blog

The Pension Research Council’s curated blog features insights from the industry’s leading professionals. Views of our Guest Bloggers are theirs alone, and not of the Pension Research Council, the Wharton School, or the University of Pennsylvania.

Wealth Inequality and Retirement Preparedness: A Cross-Cohort Perspective

Wealth inequity by age is rising over time, making Social Security solvency especially important for cohorts with modest lifetime earnings and little wealth accumulation, report researchers John Sabelhaus of the Brookings Institute and Alice Henriques Volz of the Federal Reserve Board, via RetireSecure Blog.  [Study here.]Read More

High School Financial Education and Downstream Financial Behaviors: What Does the Research Say?

Requiring high school financial education affects near-term behaviors for young adults entering financial independence yet has little effect on long-term savings and investing, explain Profs. Carly Urban of Montana State University and Melody Harvey of University of Wisconsin-Madison, via RetireSecure Blog.Read More

What Does Longevity Awareness Do To Retirement Planning?

Understanding life expectancy and longevity risk improves retirement related decision making including how people save, invest, and decumulate assets to avoid running out of money in old age find Profs. Abigail Hurwitz and Orly Sade of The Hebrew University of Jerusalem, and Olivia S. Mitchell of Wharton via RetireSecure blog. Read More

Americans’ Economic Security Improved Early in the Pandemic

Early pandemic stimulus increased financial stability for the economically vulnerable. However, causality, stability dissipation rates, and long-term pandemic effects remain important questions explain Marco Angrisani, Jeremy Burke, and Arie Kapteyn via RetireSecure blog. Read More

Young Adults’ Attitudes toward Personal Finance and Workplace Benefits

Millennials face an uphill financial climb as they save for retirement and make other money decisions. Creative solutions via varied tools and channels may help, explains Surya Kolluri via the RetireSecure Blog.Read More

Retirement Security in America and COVID-19: The Outlook

COVID-19 changed Americans’ lives and created much uncertainty. Greater retirement system challenges will follow, explains Anna Rappaport via the RetireSecure Blog. Read More

How Plan Sponsors Can Use ESG Metrics Effectively

Retirement plan sponsors can identify ESG investments to align with client goals and achieve long-term financial performance goals using improved data and analytics, along with value and impact objectives, explains Linda-Eling Lee of MSCI via RetireSecure blog.Read More

Why ESG Matters for Pension Fund Strategies and Outcomes

Though ESG considerations in pension fund investment practices vary, more transparency & better information will drive future investment choices & help investors engage more, advise Stéphanie Lachance of Fiera Comox in Canada & Judith Stroehle of Oxford’s Saïd Business School via RetireSecure Blog. Read More

2022 PRC Symposium Report: “Real-World Shocks and Retirement System Resiliency”

The Pension Research Council’s 2022 Symposium, “Real-World Shocks and Retirement System Resiliency” was held April 28-29, 2022. The conference was co-hosted by John Sabelhaus, the Brookings Institute, Stephen Utkus, current Visiting Scholar, Pension Research Council, and Wharton Prof. Olivia S. Mitchell. This was the third time the conference was held online. Here are some of the highlights from the event.Read More

Robo Tontines Can Help with Asset Decumulation During Retirement

Robo-advisor-managed tontines could help retirees manage asset decumulation and offer secure lifetime income, explain Richard K. Fullmer of Nuova Longevità Research and Nuovalo Ltd. and John A. Turner of the Pension Policy Center.Read More

Responding to Bad News About a Critical Retirement Decision

Anna Rappaport on the RetireSecure Blog discusses whether to take your defined contribution benefit as a lump sum or annuity: consider both near and longer-term needs.Read More

Long Overdue, Pension Auto Portability Is Coming

Auto portability facilitates transfer of Americans’ 401(k) funds to new employers, keeping savings in the retirement system: Michael Kreps of Groom Law Group, at the RetireSecure blog.Read More