The Pension Research Council’s curated blog features insights from the industry’s leading professionals. Views of our Guest Bloggers are theirs alone, and not of the Pension Research Council, the Wharton School, or the University of Pennsylvania.
Health Savings Accounts through a Gender Lens
Health Savings Accounts (HSA) have grown over the past 16 years, providing retirees with added financial security, explain Nevenka Vrdoljak and Susan Feng of Bank of America. Via RetireSecure blog….
Should I stay or should I go: When does it make sense to stay in my employer 401k plan after retirement?
Though IRAs can provide great investment options and sophisticated advice for retirees, many may benefit from remaining in company 401(k) plans after leaving their jobs, explains Catherine Reilly, retirement and investment expert, via RetireSecure blog….
Young Adults Perspectives on Global Issues versus Personal Finance
Young adults are committed to solving global problems yet they are less optimistic and less engaged in financial matters. Financial education, retirement planning, and workplace benefits participation can help manage financial stress and improve long-term outcomes for this cohort, report Surya Kolluri and Emily Watson of the TIAA Institute and Jeanne de Cervens of the Georgetown University McDonogh School of Business. Via RetireSecure blog. …
Racial, Ethnic, and Gender Gaps in Retirement Knowledge among Older Adults: What Do We Know?
Differential access to employer-provided retirement plans is a key indicator of racial, ethnic, and gender disparities in retirement preparedness, find researchers Luisa Blanco of Pepperdine University and Ron Hays of UCLA Department of Medicine, via RetireSecure blog. …
Saving and Attitudes toward the Future
Attitudes toward the future shape household wealth accumulation, as well as kids’ saving and non-financial choices, report researchers John Knowles of Simon Fraser University and Andrew Postlewaite of the University of Pennsylvania, via the RetireSecure Blog….
What’s Happening with Higher Education Benefits?
Benefits for faculty have gradually increased over time with the most dramatic growth being in healthcare coverage, explains Robert Toutkoushian of the Louise McBee Institute at the University of Georgia, via RetireSecure blog. …
Mortality Postponement and Compression at Older Ages in Human Cohorts
Mortality is projected to fall dramatically in the coming decades so most people should expect longer lifespans, according to Professor David McCarthy of the University of Georgia’s Terry College of Business. To retire securely, people must save more and work to stay healthier, he explains in RetireSecure Blog. …
The Future of Retirement
Workplace changes, economic shifts, technological advances, evolving family dynamics, and the aging population are among the megatrends reshaping work, retirement, and financial security, explains Anna Rappaport of the Society of Actuaries, via the RetireSecure blog. …
Pessimism about Survival Can Help Explain Why So Many Don’t Buy Annuities
People believing they will live longer are more likely to buy annuities, so educating near-retirees about chances of surviving to older ages could help motivate annuitization, report researchers Karolos Arapakis and Gal Wettstein of the Center for Retirement Research at Boston College. …
Identifying the Retirement Plan Features Most Sought by Employees
Competition for workers is high, and employers must attract and retain talent. Evaluating and improving retirement plan benefits to meet employees’ needs and desires is key in this highly competitive environment, reports Anna Rappaport via the RetireSecure blog….
Household Investment in 529 College Savings Plans and Information Processing Frictions
Better 529 plan selection could boost earnings by 9% on assets intended for kids’ education, report Wharton School researchers James J. Li, Olivia S. Mitchell, and Christina Zhu, via Retire Secure Blog….
Facilitating a Multigenerational Workforce
New OECD report proposes new HR policies to benefit and retain experienced workers, cutting employer costs and helping manage challenges of multigenerational workplaces, finds Boston College Professor Joseph F. Quinn. Via RetireSecure Blog. …