investment

Can Target-Date RILAs be the Next Thing in Retirement Plans?

Abstract representation of financial markets with graphs and charts overlaying a hand. Shows candlestick and line charts, indicating stock market analysis.

Expanding DC plan investment options, particularly default investments, could boost participation and reduce risk for employees, suggest Cameron Ellis of the University of Iowa, Thorsten Moenig of Temple University, and Jacqueline Volkman-Wise of Saint Joseph’s University. Via RetireSecureblog. …Read More

Pension Funds and Sustainable Investment: Challenges and Opportunities – Now available via Open Access

Cover of the book "Pension Funds and Sustainable Investment: Challenges and Opportunities" edited by P. Brett Hammond, Raimond Maurer, and Olivia S. Mitchell, featuring a green illustration of a classical figure.

Interested in sustainable investing? From historical roots to future trends, our new book Pension Funds and Sustainable Investment: Challenges and Opportunities, edited by Profs P. Brett Hammond, Raimond Maurer, and Olivia S. Mitchell, offers a comprehensive view of environmental, social, and governance criteria in pension fund investing. This volume delves into ethical/financial considerations as well as potential risks and rewards of ESG integration in pension funds. …Read More

How would 401(k) ‘Rothification’ alter saving, retirement security, and inequality?

A small nest containing three eggs labeled "ROTH," "IRA," and "401k," placed on top of a simplified employee pension document, symbolizing retirement savings options.

Taxing 401(k) contributions versus payouts will alter saving, investment, consumption, & Social Security claiming. But there’s little rationale for policymakers to favor taxing pension contributions versus pension payouts, on egalitarian or revenue-enhancing grounds. Research by Vanya Horneff and Raimond Maurer of Goethe-Universität Frankfurt, and Olivia S. Mitchell of The Wharton School via Journal of Pension Economics & Finance.…Read More