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RetireSecure Blog

The Pension Research Council’s curated blog features insights from the industry’s leading professionals.
Views of our Guest Bloggers are theirs alone, and not of the Pension Research Council, the Wharton School, or the University of Pennsylvania.

Saving and Attitudes toward the Future

A pair of hands holds an open notebook with the word "PLAN" written on it, surrounded by a circular arrangement of falling wooden blocks on a wooden surface.

Attitudes toward the future shape household wealth accumulation, as well as kids’ saving and non-financial choices, report researchers John Knowles of Simon Fraser University and Andrew Postlewaite of the University of Pennsylvania, via the RetireSecure Blog.…Read More

July 17, 2023   |   RetireSecure Blog attitudes, future, retirement, saving, wealth accumulation

What’s Happening with Higher Education Benefits?

A small group of people, including one carrying a book, walking and conversing outside a building. The setting appears to be educational or professional.

Benefits for faculty have gradually increased over time with the most dramatic growth being in healthcare coverage, explains Robert Toutkoushian of the Louise McBee Institute at the University of Georgia, via RetireSecure blog. …Read More

July 7, 2023   |   RetireSecure Blog benefits, faculty, healthcare coverage, retirement

Mortality Postponement and Compression at Older Ages in Human Cohorts

A couple gardening together, with one holding freshly harvested leafy greens in a backyard setting.

Mortality is projected to fall dramatically in the coming decades so most people should expect longer lifespans, according to Professor David McCarthy of the University of Georgia’s Terry College of Business. To retire securely, people must save more and work to stay healthier, he explains in RetireSecure Blog. …Read More

June 16, 2023   |   RetireSecure Blog healthier, lifespan, mortality, retirement, save

The Future of Retirement

A person working on a laptop at a café table with a bright orange cup, notebooks, and a vase of orange flowers. The background has a yellow bench and a brick wall.

Workplace changes, economic shifts, technological advances, evolving family dynamics, and the aging population are among the megatrends reshaping work, retirement, and financial security, explains Anna Rappaport of the Society of Actuaries, via the RetireSecure blog. …Read More

June 8, 2023   |   RetireSecure Blog aging, family, financial security, retirement, workplace

Pessimism about Survival Can Help Explain Why So Many Don’t Buy Annuities

Line graph showing survival probabilities by respondent''s current age, featuring subjective and objective data for ages 75, 80, 85, 90, and 95.

People believing they will live longer are more likely to buy annuities, so educating near-retirees about chances of surviving to older ages could help motivate annuitization, report researchers Karolos Arapakis and Gal Wettstein of the Center for Retirement Research at Boston College. …Read More

June 2, 2023   |   RetireSecure Blog annuities, longevity, retirement

Identifying the Retirement Plan Features Most Sought by Employees

A small group of people are in an office setting. Two individuals are shaking hands, symbolizing agreement or partnership, while another person observes. They are dressed in business attire.

Competition for workers is high, and employers must attract and retain talent. Evaluating and improving retirement plan benefits to meet employees’ needs and desires is key in this highly competitive environment, reports Anna Rappaport via the RetireSecure blog.…Read More

May 11, 2023   |   RetireSecure Blog retirement plan benefits

Household Investment in 529 College Savings Plans and Information Processing Frictions

Digital stock market ticker showing "529 Plan" among various financial data, including numbers and upward/downward arrows.

Better 529 plan selection could boost earnings by 9% on assets intended for kids’ education, report Wharton School researchers James J. Li, Olivia S. Mitchell, and Christina Zhu, via Retire Secure Blog.…Read More

March 9, 2023   |   RetireSecure Blog 529 Plans, education, investing

Facilitating a Multigenerational Workforce

A group of people standing in a line wearing formal business attire, suggesting a professional setting or team gathering.

New OECD report proposes new HR policies to benefit and retain experienced workers, cutting employer costs and helping manage challenges of multigenerational workplaces, finds Boston College Professor Joseph F. Quinn. Via RetireSecure Blog. …Read More

March 1, 2023   |   RetireSecure Blog employer costs, HR policies, multigenerational, retirement

China’s Population Peak: Just the Tip of the Iceberg

An outdoor view of a "China Welfare Lottery" store. The storefront is red with Chinese characters and logos, while watermelons are displayed at the entrance. Several people are inside the shop.

Population changes in China leave more older people vulnerable, increasing the importance of research and policy initiatives to meet challenges, explains Professor John Piggott of the University of New South Wales, Australia. Via RetireSecure Blog. …Read More

February 17, 2023   |   RetireSecure Blog longevity, older, retirement

Pension Pooling and the Randomness of Age

Hands hold a necklace with letter beads spelling "Age is just a number" over a cream knit sweater, symbolizing a positive outlook on aging.

Should chronological or biological (risk-adjusted) age drive retirement claiming? Longevity research suggests the latter, per Prof. Moshe A. Milevsky of York University, via RetireSecure blog. …Read More

February 2, 2023   |   RetireSecure Blog annuities, insurance, longevity, pooling, retirement

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