Better 529 plan selection could boost earnings by 9% on assets intended for kids’ education, report Wharton School researchers James J. Li, Olivia S. Mitchell, and Christina Zhu, via Retire Secure Blog.…Read More
New OECD report proposes new HR policies to benefit and retain experienced workers, cutting employer costs and helping manage challenges of multigenerational workplaces, finds Boston College Professor Joseph F. Quinn. Via RetireSecure Blog. …Read More
Population changes in China leave more older people vulnerable, increasing the importance of research and policy initiatives to meet challenges, explains Professor John Piggott of the University of New South Wales, Australia. Via RetireSecure Blog. …Read More
Should chronological or biological (risk-adjusted) age drive retirement claiming? Longevity research suggests the latter, per Prof. Moshe A. Milevsky of York University, via RetireSecure blog. …Read More
Pension participants make better decisions about their financial futures when they get digital plan statements, show researchers Abigail Hurwitz of the Hebrew University, Eval Lahav of The Open University of Israel, and Yevgeny Mugerman of Bar-Ilan University, via RetireSecure blog. …Read More
The US safety net provided significant support to older Americans during the pandemic find Profs. Robert A. Moffitt of Johns Hopkins University and James P. Ziliak of the University of Kentucky via RetireSecure blog.…Read More
Wealth inequity by age is rising over time, making Social Security solvency especially important for cohorts with modest lifetime earnings and little wealth accumulation, report researchers John Sabelhaus of the Brookings Institute and Alice Henriques Volz of the Federal Reserve Board, via RetireSecure Blog. [Study here.]…Read More
Requiring high school financial education affects near-term behaviors for young adults entering financial independence yet has little effect on long-term savings and investing, explain Profs. Carly Urban of Montana State University and Melody Harvey of University of Wisconsin-Madison, via RetireSecure Blog.…Read More
Understanding life expectancy and longevity risk improves retirement related decision making including how people save, invest, and decumulate assets to avoid running out of money in old age find Profs. Abigail Hurwitz and Orly Sade of The Hebrew University of Jerusalem, and Olivia S. Mitchell of Wharton via RetireSecure blog. …Read More
Early pandemic stimulus increased financial stability for the economically vulnerable. However, causality, stability dissipation rates, and long-term pandemic effects remain important questions explain Marco Angrisani, Jeremy Burke, and Arie Kapteyn via RetireSecure blog. …Read More
