retirement Archives

Young Adults’ Attitudes toward Personal Finance and Workplace Benefits

A wooden desk with hands pointing at a chalkboard featuring graphs and charts labeled "Millennials," alongside a laptop, clipboard with graphs, glasses, and a cup of coffee.

Millennials face an uphill financial climb as they save for retirement and make other money decisions. Creative solutions via varied tools and channels may help, explains Surya Kolluri via the RetireSecure Blog.…Read More

Retirement Security in America and COVID-19: The Outlook

An elderly person wearing a blue medical mask, standing indoors, looking out of a window. The reflection of buildings and a street can be seen on the glass.

COVID-19 changed Americans’ lives and created much uncertainty. Greater retirement system challenges will follow, explains Anna Rappaport via the RetireSecure Blog. …Read More

Who Has ‘Three Legs at Evening’? (The Elderly)

A large ancient Egyptian sphinx statue with a human head and lion''s body. Hieroglyphics are engraved on the statue and surrounding columns. Several people are observing it.

How do economic forces shape retirement systems? Speakers explain, at the 29th Pension Research Council’s Spring Symposium, “Real World Shocks and Retirement System Resiliency.” Via Retirement Income Journal.…Read More

How Plan Sponsors Can Use ESG Metrics Effectively

A hand placing a coin with a small plant growing from it into an empty glass jar. This symbolizes investment, growth, and nurturing financial savings.

Retirement plan sponsors can identify ESG investments to align with client goals and achieve long-term financial performance goals using improved data and analytics, along with value and impact objectives, explains Linda-Eling Lee of MSCI via RetireSecure blog.…Read More

Why ESG Matters for Pension Fund Strategies and Outcomes

A notebook with the words "Environment," "Social," and "Governance" written in blue and green crayon, alongside a small globe. This represents the ESG framework.

Though ESG considerations in pension fund investment practices vary, more transparency & better information will drive future investment choices & help investors engage more, advise Stéphanie Lachance of Fiera Comox in Canada & Judith Stroehle of Oxford’s Saïd Business School via RetireSecure Blog. …Read More

Conservative Group Seeks to Block State Pensions from ESG Efforts

A paper cutout of an elderly person with a cane stands next to a stack of coins topped with a blooming flower, symbolizing financial growth and retirement savings.

Should pensions invest in ESG? Without tools to clearly identify “politically motivated” investments, many struggle to find balance between social responsibility and fiduciary duty, notes Wharton’s Olivia S. Mitchell via Fundfire. …Read More

Robo Tontines Can Help with Asset Decumulation During Retirement

A robotic hand typing on a laptop keyboard, symbolizing artificial intelligence, technology, and automation.

Robo-advisor-managed tontines could help retirees manage asset decumulation and offer secure lifetime income, explain Richard K. Fullmer of Nuova Longevità Research and Nuovalo Ltd. and John A. Turner of the Pension Policy Center.…Read More

Responding to Bad News About a Critical Retirement Decision

A small group is sitting at a table discussing documents. A person is pointing at a paper while others listen attentively, suggesting a business or legal discussion.

Anna Rappaport on the RetireSecure Blog discusses whether to take your defined contribution benefit as a lump sum or annuity: consider both near and longer-term needs.…Read More

State retirement plan is helping, study finds, but many opt out

A person counting U.S. dollar bills at a desk with a notebook and pen. Nearby are a smartphone and computer mouse, representing financial management or budgeting.

Auto-enrollment in state retirement plan helps initiate savings but many opt out explain Profs. John Chalmers (University of Oregon), Olivia S. Mitchell (University of Pennsylvania), Jonathan Reuter (Boston College) and Mingli Zhong (Urban Institute). Via AroundtheO…Read More

Long Overdue, Pension Auto Portability Is Coming

A miniature shopping cart containing a roll of US dollar bills, set against a plain background. This represents concepts of shopping, spending, or financial investment.

Auto portability facilitates transfer of Americans’ 401(k) funds to new employers, keeping savings in the retirement system: Michael Kreps of Groom Law Group, at the RetireSecure blog.…Read More