retirement Archives

All My Friends Are Freezing Their Credit Right Now. Should I?

A credit card covered in ice and icicles, suggesting it is frozen or inactive, against a light blue background.

There is growing concern about sensitive personal information getting leaked, warns Wharton Professor, Olivia S. Mitchell, via Glamour.…Read More

Four Ways to Enhance Retirement Wealth and Reduce Retiree Inequality in the U.S.

Two miniature figures walking on diverging paths with stacks of coins at the end of each path, symbolizing financial choices or wealth inequality.

The US racial wealth gap is evident not only in household wealth but also in retirement wealth. Policy reform could increase household wealth and improve equality outcomes, explain David C. John of the AARP Public Policy Institute and Brookings Institute, J. Mark Iwry of the Wharton School and Brookings Institute, and William G. Gale of the Brookings Institution. Via RetireSecure blog.…Read More

The outlook for retirement security in a new Congress

A panel of four individuals seated and engaged in discussion, with a blue backdrop displaying the word "Brookings."

Wharton Professor Olivia S. Mitchell recently spoke at a Brookings Institute event organized by the Retirement Security Project on “The outlook for retirement security in a new Congress,” with copanelists Mark Iwry and Fiona Grieg, and moderated by William Gale. The event video is here : https://shorturl.at/vw452 and Mitchell’s session begins at 58:32 with introductions.…Read More

Milestones in Pension and Retirement Research

Cover of the Journal of Pension Economics & Finance. It features a pattern of alternating purple and yellow bars and is published in association with IOPS and OECD.

The Journal of Pension Economics and Finance (JPEF) has long traced the evolution of public & private retirement programs. Its 20th Anniversary Special Issue explores innovative solutions to address pension & retirement security challenges, explains Professor Joshua Rauh of Stanford University & the Hoover Institute, via RetireSecure blog.…Read More

Who’s Missing out on Inheritances and Why?

A last will and testament document alongside a power of attorney form with a fountain pen and a notary stamp on a wooden surface.

Though many intend to leave bequests, Blacks and Hispanics often don’t formalize their plans and die intestate. Writing a will can make the plan a reality, reports Alicia H. Munnell of the Center for Retirement Research at Boston College. Via RetireSecure blog. …Read More

Policymakers Could Consider Using Tax and Transfer Policy to Reduce the Racial Retirement Wealth Gap

Illustration of two hands, each using fingers to resemble legs. One hand steps on a small stack of coins and the other on a tall stack, representing income inequality.

White households in the US hold significantly more retirement wealth than do Hispanics and Blacks, in part due to long-standing discrimination. Tax and transfer policy reforms could help reduce this wealth gap, explain Brakeyshia Samms and Carl Davis from the Institute on Taxation and Economic Policy, via RetireSecure blog.…Read More

How Have Historical Housing Barriers Shaped Wealth Inequality?

Rows of brick townhouses with flat roofs in an urban neighborhood, featuring various colors and styles. Leafless trees indicate winter.

Racial covenants in the US have hindered Black Americans from acquiring homes and contributed to economic disparities, concludes Larry Santucci of the Federal Reserve Bank of Philadelphia. Via RetireSecure blog.…Read More

Reducing Retirement Inequality: Building Wealth and Old-Age Resilience

Our newest volume, Reducing Retirement Inequality: Building Wealth and Old-Age Resilience, is now available for order via Oxford University Press.…Read More