retirement Archives

Differences in Longevity Perceptions and Financial Decision-Making

A detailed sculpture of a bearded figure holding a staff and a peach, possibly representing longevity or wisdom.

Retirement planning and saving differ across racial/ethnic groups due to different longevity expectations, report Abigail Hurwitz and Orly Sade of the Hebrew University of Jerusalem, and Olivia S. Mitchell at the University of Pennsylvania. Via RetireSecure blog.…Read More

Preparing for and Betting on Longer Lives

An illustration of a brain on a colorful landscape with stars and a sun, framed by the question "Will humans live forever?" in bold yellow text.

Is there an upper limit on human lifespans? Some forecast extreme longevity, but others are less optimistic, explains TIAA’s Benny Goodman. Via RetireSecure blog.…Read More

Can Target-Date RILAs be the Next Thing in Retirement Plans?

Abstract representation of financial markets with graphs and charts overlaying a hand. Shows candlestick and line charts, indicating stock market analysis.

Expanding DC plan investment options, particularly default investments, could boost participation and reduce risk for employees, suggest Cameron Ellis of the University of Iowa, Thorsten Moenig of Temple University, and Jacqueline Volkman-Wise of Saint Joseph’s University. Via RetireSecureblog. …Read More

All My Friends Are Freezing Their Credit Right Now. Should I?

A credit card covered in ice and icicles, suggesting it is frozen or inactive, against a light blue background.

There is growing concern about sensitive personal information getting leaked, warns Wharton Professor, Olivia S. Mitchell, via Glamour.…Read More

Four Ways to Enhance Retirement Wealth and Reduce Retiree Inequality in the U.S.

Two miniature figures walking on diverging paths with stacks of coins at the end of each path, symbolizing financial choices or wealth inequality.

The US racial wealth gap is evident not only in household wealth but also in retirement wealth. Policy reform could increase household wealth and improve equality outcomes, explain David C. John of the AARP Public Policy Institute and Brookings Institute, J. Mark Iwry of the Wharton School and Brookings Institute, and William G. Gale of the Brookings Institution. Via RetireSecure blog.…Read More

The outlook for retirement security in a new Congress

A panel of four individuals seated and engaged in discussion, with a blue backdrop displaying the word "Brookings."

Wharton Professor Olivia S. Mitchell recently spoke at a Brookings Institute event organized by the Retirement Security Project on “The outlook for retirement security in a new Congress,” with copanelists Mark Iwry and Fiona Grieg, and moderated by William Gale. The event video is here : https://shorturl.at/vw452 and Mitchell’s session begins at 58:32 with introductions.…Read More

Milestones in Pension and Retirement Research

Cover of the Journal of Pension Economics & Finance. It features a pattern of alternating purple and yellow bars and is published in association with IOPS and OECD.

The Journal of Pension Economics and Finance (JPEF) has long traced the evolution of public & private retirement programs. Its 20th Anniversary Special Issue explores innovative solutions to address pension & retirement security challenges, explains Professor Joshua Rauh of Stanford University & the Hoover Institute, via RetireSecure blog.…Read More

Who’s Missing out on Inheritances and Why?

A last will and testament document alongside a power of attorney form with a fountain pen and a notary stamp on a wooden surface.

Though many intend to leave bequests, Blacks and Hispanics often don’t formalize their plans and die intestate. Writing a will can make the plan a reality, reports Alicia H. Munnell of the Center for Retirement Research at Boston College. Via RetireSecure blog. …Read More