Private Equity and Crypto and Bears, Oh My!

An illustration of a busy financial trading room with bears, cryptocurrency symbols, and screens displaying financial data. Several people are working with stacks of coins and charts around them. The text reads: "Private Equity and Crypto and Bears, Oh My!"

Alternative assets, such as private equity and crypto currencies, are emerging as investments that people can hold in their retirement accounts. Yet retirement assets need to produce returns that can sustain an expected lifestyle throughout retirement. Before adding these new alternatives to retirement portfolios, investors must learn how and why they differ from traditional assets like stocks and bonds and decide if they can bear the risks. Via RetireSecure blog.Read More

Can Target-Date RILAs be the Next Thing in Retirement Plans?

Abstract representation of financial markets with graphs and charts overlaying a hand. Shows candlestick and line charts, indicating stock market analysis.

Expanding DC plan investment options, particularly default investments, could boost participation and reduce risk for employees, suggest Cameron Ellis of the University of Iowa, Thorsten Moenig of Temple University, and Jacqueline Volkman-Wise of Saint Joseph’s University. Via RetireSecureblog. Read More

Four Ways to Enhance Retirement Wealth and Reduce Retiree Inequality in the U.S.

Two miniature figures walking on diverging paths with stacks of coins at the end of each path, symbolizing financial choices or wealth inequality.

The US racial wealth gap is evident not only in household wealth but also in retirement wealth. Policy reform could increase household wealth and improve equality outcomes, explain David C. John of the AARP Public Policy Institute and Brookings Institute, J. Mark Iwry of the Wharton School and Brookings Institute, and William G. Gale of the Brookings Institution. Via RetireSecure blog.Read More

The outlook for retirement security in a new Congress

A panel of four individuals seated and engaged in discussion, with a blue backdrop displaying the word "Brookings."

Wharton Professor Olivia S. Mitchell recently spoke at a Brookings Institute event organized by the Retirement Security Project on “The outlook for retirement security in a new Congress,” with copanelists Mark Iwry and Fiona Grieg, and moderated by William Gale. The event video is here : https://shorturl.at/vw452 and Mitchell’s session begins at 58:32 with introductions.Read More

Milestones in Pension and Retirement Research

Cover of the Journal of Pension Economics & Finance. It features a pattern of alternating purple and yellow bars and is published in association with IOPS and OECD.

The Journal of Pension Economics and Finance (JPEF) has long traced the evolution of public & private retirement programs. Its 20th Anniversary Special Issue explores innovative solutions to address pension & retirement security challenges, explains Professor Joshua Rauh of Stanford University & the Hoover Institute, via RetireSecure blog.Read More