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policy

Understanding and Addressing Trends in Racial Disparities in Retirement Security

The image shows two miniature figures in business attire standing on stacks of coins of varying heights. A wooden ladder connects two of the stacks. This represents economic disparity or inequality.

Racial disparities threaten many Americans’ financial security, but effective policies could mitigate these challenges and help families build a secure retirement foundation, explain Karen Dynan and Doug Elmendorf of the Harvard Kennedy School, via RetireSecure Blog.…Read More

January 7, 2025   |   RetireSecure Blog financial disparities, financial security, policy, racial disparities, retirement

Financial literacy: The importance of a new field

An open book with a tree growing out of it, with branches and leaves made of money, symbolizing knowledge leading to wealth. In the background are blurred chalkboards.

Researchers Annamaria Lusardi of Stanford’s SIEPR and Olivia S. Mitchell of Wharton’s Pension Research Council founded the new field of financial literacy, key for personal finance teaching and retirement policy; see their blog VoxEU.…Read More

September 26, 2023   |   News and Media financial literacy, personal finance, policy, retirement

Why Pensions Should Invest Like Pensions: It’s All About Liabilities, And Some Policy Thoughts

What is a pension? Put simply, a pension is a vehicle to provide deferred compensation to employees (and usually their partners) in retirement. Properly managed, a pension must cover its liabilities as these become payable.…Read More

August 20, 2015   |   RetireSecure Blog liability, pension, pensions, policy, retirement, retiresecure

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