RetireSecure Blog Archives

Congress Considers Adding CIT Access for 403(b) Plans

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Bipartisan legislation is pending in Congress to grant public-sector workers, including those in 403(b) retirement plans, access to collective investment trusts (CITs), long available only to private-sector employees. With CITs offering lower costs and improved transparency, fiduciaries should consider including them in their fund lineups once the legislation is passed, explains Jason Levy of Great Gray Trust Company, via RetireSecure Blog.…Read More

Employee Financial Wellness Has Suffered

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Employers can design benefits programs encouraging their employees to elevate their financial wellness, report Anil Suri, Nevenka Vrdoljak, and colleagues from Bank of America, via RetireSecure blog.…Read More

Should You Roll Over Your 401(k) When You Retire? Here’s How to Think About It

A clipboard titled "401K Rollovers" with a pair of glasses and a wooden gavel placed on a wooden surface, representing legal and financial concepts.

Who should roll over a 401(k) into an IRA? The answer depends on your level of financial sophistication, explain researchers Olivia S. Mitchell of the Wharton School, Catherine Reilly of CM Reilly Associates, and John A. Turner of the Pension Policy Center, via RetireSecure blog. …Read More

Defined Contribution Plan Behavior through a Gender Lens

A person with short gray hair and glasses is smiling, holding a credit card while using a laptop. A glass of coffee is on the table in a cozy room.

Men and women both share retirement worries, but women’s unique life circumstances warrant greater attention in retirement planning decisions, including plan participation and investment strategies, report Bank of America’ Nevenka Vrdoljak and Susan Feng: Retire Secure Blog. …Read More

Enhancing Retirement Planning with AI-Based Tools

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Daniel G. Goldstein of Microsoft Research examines how AI advancements could transform retirement planning by improving financial decision-making and addressing challenges like bias and accessibility, via RetireSecure blog.…Read More

Health Savings Accounts through a Gender Lens

Documents labeled "HSA Health Savings Account" alongside a calculator, pen, and glasses on a desk, representing financial planning.

Health Savings Accounts (HSA) have grown over the past 16 years, providing retirees with added financial security, explain Nevenka Vrdoljak and Susan Feng of Bank of America. Via RetireSecure blog.…Read More

Should I stay or should I go: When does it make sense to stay in my employer 401k plan after retirement?

A calculator, pen, and dollar bills lie on a wooden surface next to a notepad with "ROLL OVER IRA" written on it, representing financial planning or retirement savings.

Though IRAs can provide great investment options and sophisticated advice for retirees, many may benefit from remaining in company 401(k) plans after leaving their jobs, explains Catherine Reilly, retirement and investment expert, via RetireSecure blog.…Read More

Young Adults Perspectives on Global Issues versus Personal Finance

A small group of people having a meeting or consultation. An older person with short white hair is discussing documents with two younger individuals, seated on a sofa. A laptop and glass of water are visible.

Young adults are committed to solving global problems yet they are less optimistic and less engaged in financial matters. Financial education, retirement planning, and workplace benefits participation can help manage financial stress and improve long-term outcomes for this cohort, report Surya Kolluri and Emily Watson of the TIAA Institute and Jeanne de Cervens of the Georgetown University McDonogh School of Business. Via RetireSecure blog. …Read More

Racial, Ethnic, and Gender Gaps in Retirement Knowledge among Older Adults: What Do We Know?

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Differential access to employer-provided retirement plans is a key indicator of racial, ethnic, and gender disparities in retirement preparedness, find researchers Luisa Blanco of Pepperdine University and Ron Hays of UCLA Department of Medicine, via RetireSecure blog. …Read More

Saving and Attitudes toward the Future

A pair of hands holds an open notebook with the word "PLAN" written on it, surrounded by a circular arrangement of falling wooden blocks on a wooden surface.

Attitudes toward the future shape household wealth accumulation, as well as kids’ saving and non-financial choices, report researchers John Knowles of Simon Fraser University and Andrew Postlewaite of the University of Pennsylvania, via the RetireSecure Blog.…Read More