OregonSaves Archives

Building Wealth through Oregon’s Retirement Savings Program

A couple walking hand in hand along a lakeside, surrounded by dried grass and bare trees under a clear sky.

Oregon’s state-sponsored auto-enrollment retirement program for workers whose employers don’t offer pensions: the program has helped some workers save, but others opted out. Wharton Prof. Olivia S. Mitchell examines the successes and shortcomings of the program, in a paper featured in the latest NBER Digest.…Read More

Do State-Run Mandatory Retirement Plans Help Workers?

A group of people wearing masks walking through an indoor corridor, possibly in a transportation hub or subway station. The scene is in black and white.

The OregonSaves program requires private companies lacking 401(k) plans to auto-enroll eligible employees. Wharton Prof. Olivia S. Mitchell, with John Chalmers, Jonathan Reuter, and Mingli Zhong, reviewed the program and its effects, via Think Advisor. …Read More

Auto-Enrollment Retirement Plans for the People: Choices and Outcomes in OregonSaves

A wet, empty road with double yellow lines curves through a forested landscape on a cloudy day, surrounded by dense trees and hills.

Oregon is leading the way expanding access to workplace retirement plans via its OregonSaves program. How has it affected participation and outcomes among eligible employees? A new paper entitled “Auto-Enrollment Retirement Plans for the People: Choices and Outcomes in OregonSaves,” by John Chalmers, Olivia S. Mitchell, Jonathan Reuter, Geoffrey Sanzenbacher…Read More