RetireSecure Blog

The Pension Research Council’s curated blog features insights from the industry’s leading professionals. Views of our Guest Bloggers are theirs alone, and not of the Pension Research Council, the Wharton School, or the University of Pennsylvania.

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Employee Financial Wellness Has Suffered

Employers can design benefits programs encouraging their employees to elevate their financial wellness, report Anil Suri, Nevenka Vrdoljak, and colleagues from Bank of America, via RetireSecure blog….

Should You Roll Over Your 401(k) When You Retire? Here’s How to Think About It

Who should roll over a 401(k) into an IRA? The answer depends on your level of financial sophistication, explain researchers Olivia S. Mitchell of the Wharton School, Catherine Reilly of CM Reilly Associates, and John A. Turner of the Pension Policy Center, via RetireSecure blog. …

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Defined Contribution Plan Behavior through a Gender Lens

Men and women both share retirement worries, but women’s unique life circumstances warrant greater attention in retirement planning decisions, including plan participation and investment strategies, report Bank of America’ Nevenka Vrdoljak and Susan Feng: Retire Secure Blog. …

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Enhancing Retirement Planning with AI-Based Tools

Daniel G. Goldstein of Microsoft Research examines how AI advancements could transform retirement planning by improving financial decision-making and addressing challenges like bias and accessibility, via RetireSecure blog….

Health Savings Accounts through a Gender Lens

Health Savings Accounts (HSA) have grown over the past 16 years, providing retirees with added financial security, explain Nevenka Vrdoljak and Susan Feng of Bank of America. Via RetireSecure blog….

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Should I stay or should I go: When does it make sense to stay in my employer 401k plan after retirement?

Though IRAs can provide great investment options and sophisticated advice for retirees, many may benefit from remaining in company 401(k) plans after leaving their jobs, explains Catherine Reilly, retirement and investment expert, via RetireSecure blog….

A small group of people having a meeting or consultation. An older person with short white hair is discussing documents with two younger individuals, seated on a sofa. A laptop and glass of water are visible.

Young Adults Perspectives on Global Issues versus Personal Finance

Young adults are committed to solving global problems yet they are less optimistic and less engaged in financial matters. Financial education, retirement planning, and workplace benefits participation can help manage financial stress and improve long-term outcomes for this cohort, report Surya Kolluri and Emily Watson of the TIAA Institute and Jeanne de Cervens of the Georgetown University McDonogh School of Business. Via RetireSecure blog. …

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Racial, Ethnic, and Gender Gaps in Retirement Knowledge among Older Adults: What Do We Know?

Differential access to employer-provided retirement plans is a key indicator of racial, ethnic, and gender disparities in retirement preparedness, find researchers Luisa Blanco of Pepperdine University and Ron Hays of UCLA Department of Medicine, via RetireSecure blog. …

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Saving and Attitudes toward the Future

Attitudes toward the future shape household wealth accumulation, as well as kids’ saving and non-financial choices, report researchers John Knowles of Simon Fraser University and Andrew Postlewaite of the University of Pennsylvania, via the RetireSecure Blog….

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What’s Happening with Higher Education Benefits?

Benefits for faculty have gradually increased over time with the most dramatic growth being in healthcare coverage, explains Robert Toutkoushian of the Louise McBee Institute at the University of Georgia, via RetireSecure blog. …

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Mortality Postponement and Compression at Older Ages in Human Cohorts

Mortality is projected to fall dramatically in the coming decades so most people should expect longer lifespans, according to Professor David McCarthy of the University of Georgia’s Terry College of Business. To retire securely, people must save more and work to stay healthier, he explains in RetireSecure Blog. …

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The Future of Retirement

Workplace changes, economic shifts, technological advances, evolving family dynamics, and the aging population are among the megatrends reshaping work, retirement, and financial security, explains Anna Rappaport of the Society of Actuaries, via the RetireSecure blog. …