RetireSecure Blog

The Pension Research Council’s curated blog features insights from the industry’s leading professionals. Views of our Guest Bloggers are theirs alone, and not of the Pension Research Council, the Wharton School, or the University of Pennsylvania.
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RetireSecure Blog

The Future of Saving: Lessons from Decades of Defined Contribution Plan Design

December 4, 2025
A healthcare professional is sitting with a patient in a cozy room. A walker, clock, and financial document are visible, suggesting a medical or caregiving setting.
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A Simple Shift Could Fix Long-Term Care Insurance: Make Medicaid Pay First

November 13, 2025
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Financial and Health Literacy Falls As Adults Age, While the Gender Gap Remains

October 23, 2025
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Beyond IQ: How Grit and Conscientiousness Shape Your Retirement Future

October 2, 2025
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Do People Save Enough For Retirement? New Evidence from Household Finance

September 11, 2025
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High Time to Prioritize Healthspan

August 21, 2025
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The Hidden Cost of Staffing Shortages in Nursing Homes: Too Few Nurses, More Drugs

July 31, 2025
A person holding documents labeled "Life Insurance" and "Vaccinated" with a large shield in the background, representing protection and security.
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What the Pandemic Can Teach Us About Life Insurance Demand

July 9, 2025
An illustration of a busy financial trading room with bears, cryptocurrency symbols, and screens displaying financial data. Several people are working with stacks of coins and charts around them. The text reads: "Private Equity and Crypto and Bears, Oh My!"
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Private Equity and Crypto and Bears, Oh My!

June 25, 2025
A detailed sculpture of a bearded figure holding a staff and a peach, possibly representing longevity or wisdom.
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Differences in Longevity Perceptions and Financial Decision-Making

March 27, 2025
An illustration of a brain on a colorful landscape with stars and a sun, framed by the question "Will humans live forever?" in bold yellow text.
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Preparing for and Betting on Longer Lives

March 14, 2025
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Can Target-Date RILAs be the Next Thing in Retirement Plans?

March 6, 2025
Two miniature figures walking on diverging paths with stacks of coins at the end of each path, symbolizing financial choices or wealth inequality.
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Four Ways to Enhance Retirement Wealth and Reduce Retiree Inequality in the U.S.

February 26, 2025
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Milestones in Pension and Retirement Research

February 18, 2025
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Who’s Missing out on Inheritances and Why?

February 6, 2025
Illustration of two hands, each using fingers to resemble legs. One hand steps on a small stack of coins and the other on a tall stack, representing income inequality.
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Policymakers Could Consider Using Tax and Transfer Policy to Reduce the Racial Retirement Wealth Gap

January 28, 2025
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How Have Historical Housing Barriers Shaped Wealth Inequality?

January 23, 2025
A person with gray hair and glasses, wearing a scarf and sweater, is seated indoors, looking at documents with a thoughtful expression. A laptop is open in front of them.
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Debt Delinquency Among Older Americans: A Growing Challenge for Retirement Security

January 15, 2025
The image shows two miniature figures in business attire standing on stacks of coins of varying heights. A wooden ladder connects two of the stacks. This represents economic disparity or inequality.
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Understanding and Addressing Trends in Racial Disparities in Retirement Security

January 7, 2025
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Congress Considers Adding CIT Access for 403(b) Plans

December 8, 2024
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Employee Financial Wellness Has Suffered

October 22, 2024
A clipboard titled "401K Rollovers" with a pair of glasses and a wooden gavel placed on a wooden surface, representing legal and financial concepts.
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Should You Roll Over Your 401(k) When You Retire? Here’s How to Think About It

October 2, 2024
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Defined Contribution Plan Behavior through a Gender Lens

September 24, 2024
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Enhancing Retirement Planning with AI-Based Tools

August 23, 2024
Documents labeled "HSA Health Savings Account" alongside a calculator, pen, and glasses on a desk, representing financial planning.
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Health Savings Accounts through a Gender Lens

November 21, 2023
A calculator, pen, and dollar bills lie on a wooden surface next to a notepad with "ROLL OVER IRA" written on it, representing financial planning or retirement savings.
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Should I stay or should I go: When does it make sense to stay in my employer 401k plan after retirement?

November 14, 2023
A small group of people having a meeting or consultation. An older person with short white hair is discussing documents with two younger individuals, seated on a sofa. A laptop and glass of water are visible.
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Young Adults Perspectives on Global Issues versus Personal Finance

October 17, 2023
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Racial, Ethnic, and Gender Gaps in Retirement Knowledge among Older Adults: What Do We Know?

July 25, 2023
A pair of hands holds an open notebook with the word "PLAN" written on it, surrounded by a circular arrangement of falling wooden blocks on a wooden surface.
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Saving and Attitudes toward the Future

July 17, 2023
A small group of people, including one carrying a book, walking and conversing outside a building. The setting appears to be educational or professional.
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What’s Happening with Higher Education Benefits?

July 7, 2023
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Mortality Postponement and Compression at Older Ages in Human Cohorts

June 16, 2023
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The Future of Retirement

June 8, 2023
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Pessimism about Survival Can Help Explain Why So Many Don’t Buy Annuities

June 2, 2023
A small group of people are in an office setting. Two individuals are shaking hands, symbolizing agreement or partnership, while another person observes. They are dressed in business attire.
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Identifying the Retirement Plan Features Most Sought by Employees

May 11, 2023
Digital stock market ticker showing "529 Plan" among various financial data, including numbers and upward/downward arrows.
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Household Investment in 529 College Savings Plans and Information Processing Frictions

March 9, 2023
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Facilitating a Multigenerational Workforce

March 1, 2023
An outdoor view of a "China Welfare Lottery" store. The storefront is red with Chinese characters and logos, while watermelons are displayed at the entrance. Several people are inside the shop.
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China’s Population Peak: Just the Tip of the Iceberg

February 17, 2023
Hands hold a necklace with letter beads spelling "Age is just a number" over a cream knit sweater, symbolizing a positive outlook on aging.
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Pension Pooling and the Randomness of Age

February 2, 2023
A person holding a tablet displaying "Retirement Plan" surrounded by graphs, charts, a magnifying glass, eyeglasses, and a cup of coffee, representing financial planning.
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“Financial Less Is More:” An Experimental Study of Financial Communication

January 20, 2023
A group of people wearing blue "Volunteer" shirts are working together to pack food items, such as apples and bottled water, into boxes under a canopy. This represents a community service or charity event.
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How the Older Workforce and Early Retirees Fared During the Covid-19 Pandemic Recession

January 5, 2023
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Wealth Inequality and Retirement Preparedness: A Cross-Cohort Perspective

November 9, 2022
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High School Financial Education and Downstream Financial Behaviors: What Does the Research Say?

August 18, 2022
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What Does Longevity Awareness Do To Retirement Planning?

August 3, 2022
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Americans’ Economic Security Improved Early in the Pandemic

June 2, 2022
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Young Adults’ Attitudes toward Personal Finance and Workplace Benefits

May 25, 2022
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Retirement Security in America and COVID-19: The Outlook

May 19, 2022
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How Plan Sponsors Can Use ESG Metrics Effectively

May 12, 2022
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Why ESG Matters for Pension Fund Strategies and Outcomes

May 6, 2022
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2022 PRC Symposium Report: “Real-World Shocks and Retirement System Resiliency”

May 5, 2022
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Robo Tontines Can Help with Asset Decumulation During Retirement

April 5, 2022
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Responding to Bad News About a Critical Retirement Decision

March 14, 2022
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Long Overdue, Pension Auto Portability Is Coming

March 2, 2022
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What’s Your Strategy: A Small Nudge or Big Shove? Evidence on Multiple Ways to Boost Your Retirement Savings

February 16, 2022
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Why Have HECM Reverse Mortgages Been Allowed to Languish?

October 4, 2021
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Financial Wellness: A Diversity & Inclusion Perspective

September 20, 2021
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Integrated Retirement Planning Is Long Overdue

September 9, 2021
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Can Pension Funds Integrate Environmental, Social, and Governance Principles?

August 10, 2021
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Why the COVID-19 Pandemic Will Depress Retirement Saving and Income Outcomes

July 26, 2021
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How Environmental, Social, and Governance (ESG) Criteria Have Evolved for Pension Investors

July 13, 2021
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Unexpected Risks and Retirement Planning

June 29, 2021
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Building—and Using—Emergency Savings Helps to Create Lifetime Financial Security

June 7, 2021
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2021 PRC Symposium Report: “Sustainable Investment in Retirement Plans: Challenges and Opportunities”

May 17, 2021
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Millennials and Financial Resilience

April 23, 2021
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Reboot, Rewire, or Retire: The Future of Phased Retirement

April 5, 2021
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Senate Throws a Pension Curveball

March 11, 2021
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Employers’ Sense of Responsibility for Employees’ Financial Wellness Is Rising

October 28, 2020
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Social Security Valued with Market Interest Rates: A Big Problem

October 14, 2020
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Solving the Long-Term Care Financing Puzzle in the Wake of COVID-19

September 30, 2020
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New Financial Instruments for Managing Longevity Risk

September 8, 2020
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State-sponsored Pensions for Private Sector Workers: A Sustainable, Low-Cost Approach

August 24, 2020
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Retirement in the Wake of COVID-19

July 13, 2020
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The Coronavirus Pandemic Threatens Social Security’s Finances

June 30, 2020
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Family Support, COVID-19, and Retirement Security

June 16, 2020
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Is Social Security the Great Wealth Equalizer?

June 2, 2020
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2020 PRC Symposium Report: “Managing Longevity Risk: New Roles for Public/Private Engagement”

May 8, 2020
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Coronavirus Recession Could Cut Social Security Benefits for Near-Retirees

April 7, 2020
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What’s Behind the Growth of Financial Wellness Programs

February 21, 2020
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Defined Contribution Pensions Left Behind

February 6, 2020
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Will the SECURE Act Open the Dam for Longevity Annuities?

January 16, 2020
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The Short Life and Untimely Death of the MyRA

December 6, 2019
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Perspectives on Social Security Projections

November 21, 2019
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Negative Interest Rates: Could It Happen Here?

November 6, 2019
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Findings from the 2019 Social Security Advisory Board

October 22, 2019
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Retirement Savings as a Political Cudgel in the Debate over FTTs

October 7, 2019
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Planning for Long-term Care Needs: Start Now

August 15, 2019
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Do People’s Longevity Expectations Shape Their Key Financial Decisions?

July 30, 2019
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Will Multiple Employer Plans Solve the Pension Coverage Gap?

July 15, 2019
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Generational Differences and Debt

June 21, 2019
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Captain Your Own Ship: Retirement Security Options for the Self-Employed

January 25, 2019
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Social Security: Don’t Stop The Music

January 22, 2019
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The Long and the Short of It: Financial Fragility in America

August 17, 2018
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Practical Issues for Phased Retirement

July 25, 2018
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Why Making Big Decisions At Older Ages Is So Risky

February 28, 2018
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Three Steps Toward A More Secure Retirement In A Low-return World

February 22, 2018
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Fintech’s Answer To The Global Retirement Crisis

February 5, 2018
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Millennials, Engage With Your Money

January 21, 2018