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insurance

A Simple Shift Could Fix Long-Term Care Insurance: Make Medicaid Pay First

A healthcare professional is sitting with a patient in a cozy room. A walker, clock, and financial document are visible, suggesting a medical or caregiving setting.

America’s long-term care system is failing to prepare for an aging population. Economists R. Anton Braun and Karen Kopecky reveal how Medicaid’s design is leaving most Americans to shoulder huge out-of-pocket costs. Their research points to a simple fix: make Medicaid the primary payer.…Read More

November 13, 2025   |   RetireSecure Blog aging, insurance, lifespan, medicaid

Pension Pooling and the Randomness of Age

Hands hold a necklace with letter beads spelling "Age is just a number" over a cream knit sweater, symbolizing a positive outlook on aging.

Should chronological or biological (risk-adjusted) age drive retirement claiming? Longevity research suggests the latter, per Prof. Moshe A. Milevsky of York University, via RetireSecure blog. …Read More

February 2, 2023   |   RetireSecure Blog annuities, insurance, longevity, pooling, retirement

Financial Regret at Older Ages and Longevity Awareness

An elderly person sitting in a cozy chair, appearing thoughtful or contemplative, indoors with soft lighting.

Providing people objective longevity information and survival probabilities could impact early financial decisions and alert people to retirement risk, find Profs. Abigail Hurwitz of the Hebrew University of Jerusalem and Olivia S. Mitchell of the Wharton School. Read paper here. …Read More

November 23, 2022   |   News and Media annuitization, benefit claiming, financial dependence, insurance, retirement
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